When did California BanCorp report Q4 2024 earnings?

California BanCorp (BCAL) reported Q4 2024 earnings on January 29, 2025 before market open.

What were California BanCorp's Q4 2024 revenue and EPS?

California BanCorp reported revenue of $45.5M and eps of $0.53 for Q4 2024.

Did California BanCorp beat estimates in Q4 2024?

Revenue missed the consensus estimate of $46.9M by $1.4M. EPS beat the consensus estimate of $0.44 by $0.09.

Where can I find California BanCorp's Q4 2024 SEC filings?

You can read the 10-K periodic report (0001628280-25-015957) directly on SEC EDGAR. The filing index links above go to sec.gov.

California BanCorp BCAL Q4 2024 Annual earnings

Reported January 29, 2025 · Before market open

Revenue$45.5MMiss by $1.4M

EPS$0.53Beat by $0.09

Revenue estimate$46.9M

EPS estimate$0.44

Next report

Oct 27, 2026 (in 3 months)

Revenue estimate$46.1M

EPS estimate$0.44

Financials

Q4 2024

Income statement

See full

Revenue$45.5M+103%

Net income$16.8M+280%

EPS (diluted)$0.75+213%

Balance sheet

See full

Cash & equivalents$388.2M+347%

Total debt$88.0M-23.4%

Total equity$511.8M+77.6%

Total assets$4.0B+70.8%

Cash flow

See full

Operating cash flow$23.6M—

CapEx$142.0K+125%

Free cash flow$23.5M—

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$532.01M+66.9%

Enterprise value$231.89M-33.2%

P/E97.9×+85.6×

P/S4.2×+0.9×

Profitability

See full

Net margin4.3%-22.3pp

FCF margin38.9%—

Returns & leverage

See full

Return on equity1.4%-8.1pp

Debt / equity0.2×-0.2×

Segments

By product

See full

Service charges and fees on deposit accounts$524.0K+63.2%

Interchange and ATM income$387.0K+108%

Versus estimates

Revenue

Q2 2026$44.9MMiss by $165.3K Q1 2026$44.2MBeat by $104.7K Q4 2025$45.9MBeat by $868.0K Q3 2025$59.9MBeat by $14.5M Q2 2025$58.6MBeat by $14.8M Q1 2025$59.4MBeat by $14.7M

Diluted EPS

Q2 2026$0.44Beat by $0.04 Q1 2026$0.42Beat by $0.01 Q4 2025$0.50Beat by $0.06 Q3 2025$0.48Beat by $0.09 Q2 2025$0.43In line Q1 2025$0.52Beat by $0.14

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Questions, answered.

When did California BanCorp report Q4 2024 earnings?: California BanCorp (BCAL) reported Q4 2024 earnings on January 29, 2025 before market open.
What were California BanCorp's Q4 2024 revenue and EPS?: California BanCorp reported revenue of $45.5M and eps of $0.53 for Q4 2024.
Did California BanCorp beat estimates in Q4 2024?: Revenue missed the consensus estimate of $46.9M by $1.4M. EPS beat the consensus estimate of $0.44 by $0.09.
Where can I find California BanCorp's Q4 2024 SEC filings?: You can read the 10-K periodic report (0001628280-25-015957) directly on SEC EDGAR. The filing index links above go to sec.gov.