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Credit Acceptance CACC Payments of Dealer Holdback

Payments of Dealer Holdback at other companies

Cloudflare, Inc. logo
Cloudflare, Inc.NET
$100K
Darling Ingredients Inc. logo
Darling Ingredients Inc.DAR
$4.14M
TPG RE Finance Trust, Inc. logo
TPG RE Finance Trust, Inc.TRTX
$0
Datadog, Inc. logo
Datadog, Inc.DDOG
$1.61M+3,128%
Manhattan Bridge Capital logo
Manhattan Bridge CapitalLOAN
$164.6K+229%
SBA Communications logo
SBA CommunicationsSBAC
$3.19M-71.3%

Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.17B-26.7%

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept cacc:PaymentsOfDealerHoldback.

The official record: Credit Acceptance’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Credit Acceptance's payments of dealer holdback?
Credit Acceptance (CACC) reported payments of dealer holdback of $34.6M in Q1 2026.
How has Credit Acceptance's payments of dealer holdback changed year-over-year?
Credit Acceptance's payments of dealer holdback decreased by 36.9% year-over-year, from $54.8M to $34.6M.
What is the long-term trend for Credit Acceptance's payments of dealer holdback?
Over 4 years (2021 to 2025), Credit Acceptance's payments of dealer holdback has grown at a 4.1% compound annual growth rate (CAGR), from $153.4M to $180.1M.
What does payments of dealer holdback mean?
Reflects the standard cash outflows to dealers for the release of holdback amounts associated with originated loans. These payments are a core component of the company's dealer compensation structure and represent the settlement of liabilities related to the loan portfolio performance.