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Credit Acceptance CACC Loans and Lending Commitments

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Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.17B-26.7%

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The official record: Credit Acceptance’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Credit Acceptance's loans and lending commitments?
Credit Acceptance (CACC) reported loans and lending commitments of $7.96B in Q1 2026.
How has Credit Acceptance's loans and lending commitments changed year-over-year?
Credit Acceptance's loans and lending commitments decreased by 0.3% year-over-year, from $7.98B to $7.96B.
What is the long-term trend for Credit Acceptance's loans and lending commitments?
Over 5 years (2020 to 2025), Credit Acceptance's loans and lending commitments has grown at a 3.1% compound annual growth rate (CAGR), from $6.79B to $7.91B.