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Credit Acceptance CACC Net premiums earned

Net premiums earned at other companies

CNA Financial logo
CNA FinancialCNA
$2.7B+2.9%
Mercury General logo
Mercury GeneralMCY
$1.45B+13.2%
Jackson Financial logo
Jackson FinancialJXN
$28M-30.0%
U-Haul Holding logo
U-Haul HoldingUHAL
$25.59M+30.9%
Equitable Holdings logo
Equitable HoldingsEQH
$240M-21.1%
Voya Financial logo
Voya FinancialVOYA
$744M+0.9%

Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.06B-26.7%
P/E13.4×-15.2×
P/S2.6×-1.1×

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity0×—

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Credit Acceptance’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Credit Acceptance's net premiums earned?
Credit Acceptance (CACC) reported net premiums earned of $23.2M in Q1 2026.
How has Credit Acceptance's net premiums earned changed year-over-year?
Credit Acceptance's net premiums earned decreased by 1.3% year-over-year, from $23.5M to $23.2M.
What is the long-term trend for Credit Acceptance's net premiums earned?
Over 4 years (2021 to 2025), Credit Acceptance's net premiums earned has grown at a 12.2% compound annual growth rate (CAGR), from $60.3M to $95.6M.
What does net premiums earned mean?
This represents the portion of insurance premiums recognized as revenue during a specific period after accounting for reinsurance cessions. It reflects the company's underwriting activity and the risk it retains on its balance sheet. Consistent growth in this metric indicates successful insurance product distribution and effective risk management.