What is Credit Acceptance's deferral of loan origination costs?

Credit Acceptance (CACC) reported deferral of loan origination costs of $3.6M in Q1 2026.

How has Credit Acceptance's deferral of loan origination costs changed year-over-year?

Credit Acceptance's deferral of loan origination costs increased by 2.9% year-over-year, from $3.5M to $3.6M.

Revenue$580.0M+1.6%

Net income$135.8M+27.8%

EPS (diluted)$12.40+43.2%

Cash & equivalents$551.4M-50.8%

Total equity$1.5B-11.5%

Total assets$8.7B-6.1%

Operating cash flow$346.8M+0.2%

CapEx$1.3M+333%

Free cash flow$345.5M-0.1%

Market cap$6.17B-26.7%

Net margin19.5%+6.5pp

FCF margin45.3%-7.4pp

Return on equity28.1%+10.9pp

Debt / equity0×—

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept cacc:DeferralofLoanOriginationCosts.

The official record: Credit Acceptance’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

What is Credit Acceptance's deferral of loan origination costs?: Credit Acceptance (CACC) reported deferral of loan origination costs of $3.6M in Q1 2026.
How has Credit Acceptance's deferral of loan origination costs changed year-over-year?: Credit Acceptance's deferral of loan origination costs increased by 2.9% year-over-year, from $3.5M to $3.6M.