What is Credit Acceptance's provision for credit losses?

Credit Acceptance (CACC) reported provision for credit losses of $0 in Q1 2026.

What is the long-term trend for Credit Acceptance's provision for credit losses?

Over 4 years (2021 to 2025), Credit Acceptance's provision for credit losses has grown at a 192.6% compound annual growth rate (CAGR), from $8.4M to $616.1M.

What does provision for credit losses mean?

Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

Credit Acceptance CACC Provision for Credit Losses

Provision for Credit Losses at other companies

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——

Other financials

Income statement

See full

Revenue$580.0M+1.6%

Net income$135.8M+27.8%

EPS (diluted)$12.40+43.2%

Balance sheet

See full

Cash & equivalents$551.4M-50.8%

Total equity$1.5B-11.5%

Total assets$8.7B-6.1%

Cash flow

See full

Operating cash flow$346.8M+0.2%

CapEx$1.3M+333%

Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.17B-26.7%

Profitability

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Net margin19.5%+6.5pp

FCF margin45.3%-7.4pp

Returns & leverage

See full

Return on equity28.1%+10.9pp

Debt / equity0×—

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs.

The official record: Credit Acceptance’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Credit Acceptance's provision for credit losses?: Credit Acceptance (CACC) reported provision for credit losses of $0 in Q1 2026.
What is the long-term trend for Credit Acceptance's provision for credit losses?: Over 4 years (2021 to 2025), Credit Acceptance's provision for credit losses has grown at a 192.6% compound annual growth rate (CAGR), from $8.4M to $616.1M.
What does provision for credit losses mean?: Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.