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Credit Acceptance CACC Total costs & expenses

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Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.17B-26.7%

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept us-gaap:CostsAndExpenses.

The official record: Credit Acceptance’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Credit Acceptance's total costs & expenses?
Credit Acceptance (CACC) reported total costs & expenses of $405M in Q1 2026.
How has Credit Acceptance's total costs & expenses changed year-over-year?
Credit Acceptance's total costs & expenses decreased by 5.7% year-over-year, from $429.4M to $405M.
What is the long-term trend for Credit Acceptance's total costs & expenses?
Over 4 years (2021 to 2025), Credit Acceptance's total costs & expenses has grown at a 31.0% compound annual growth rate (CAGR), from $595.1M to $1.75B.
What does total costs & expenses mean?
This represents the aggregate of all operating expenses, interest expenses, and provisions for credit losses incurred during the period. It provides a comprehensive view of the total resources consumed to support the company's business activities. Tracking this metric relative to total revenue is critical for evaluating overall operational efficiency and margin sustainability.