Where does Pathward Financial, Inc.'s balance sheet data come from?

Every line is extracted from Pathward Financial, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Pathward Financial, Inc. CASH Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Cash and cash equivalents	$120.57M-23.9%	$158.34M-57.8%	$375.58M-3.2%	$388.04M+23.6%
Restricted cash	$0—	$0—	$0—	$0—
Trading assets	$760K-57.7%	$1.8M-63.9%	$4.97M+595%	$715K-13.0%
Loans held for sale	$179.42M-74.1%	$691.69M+789%	$77.78M+269%	$21.07M-62.5%
Property and equipment, net	$40.63M+4.0%	$39.06M-0.3%	$39.16M-6.1%	$41.71M-7.1%
Accumulated depreciation	$52.38M+9.6%	$47.81M+4.3%	$45.84M+22.0%	$37.58M-30.8%
Operating lease right-of-use assets	2.7%+0.2%	2.5%+0.1%	2.4%0.0%	2.4%0.0%
Goodwill	$297.93M-3.7%	$309.51M0.0%	$309.51M0.0%	$309.51M0.0%
Intangible assets, net	$12.5M-24.6%	$16.59M-19.9%	$20.72M-19.3%	$25.69M-22.5%
Deferred tax assets	$2.08M-13.2%	$2.4M-38.7%	$3.92M+11.2%	$3.52M+6.2%
Other non-current assets	$98.8M-62.9%	$266.36M-12.3%	$303.63M+1.3%	$299.77M+143%
Total investment securities	$24.71M-31.4%	$36.01M+27.7%	$28.21M-2.1%	$28.81M+1.5%
Available-for-sale securities	$1.35M-90.5%	$14.21M-99.2%	$1.8B-4.2%	$1.88B+13,974%
Held-to-maturity securities	$29.31M-11.4%	$33.09M-9.6%	$36.59M-12.2%	$41.68M-26.4%
Total investments	$19.7M0.0%	$19.7M0.0%	$19.7M0.0%	$19.7M0.0%
Gross loans	$4.66B+14.5%	$4.08B-6.7%	$4.37B+23.5%	$3.54B-2.0%
Allowance for credit losses	$53.32M-25.7%	$71.77M-25.9%	$96.86M+51.8%	$63.8M-19.1%
Total assets	$7.17B-4.8%	$7.53B+0.4%	$7.5B+11.4%	$6.74B+0.7%
Accrued expenses	$385.49M-9.2%	$424.39M+70.5%	$248.86M+24.3%	$200.21M-5.1%
Current portion of long-term debt	$9M-97.6%	$377M+2,800%	$13M—	$0-100%
Operating lease liabilities, current	$24M-7.7%	$26M-9.7%	$28.8M-10.3%	$32.1M-12.1%
Short-term borrowings	$9M-97.6%	$377M+2,800%	$13M—	$0—
Accrued interest	$38.52M+22.7%	$31.39M+34.8%	$23.28M+29.5%	$17.98M+3,005%
Deposits	$5.89B+0.2%	$5.88B-10.8%	$6.59B+12.3%	$5.87B+6.4%
Long-term debt	$33.46M+0.3%	$33.35M-1.5%	$33.87M-6.0%	$36.03M-61.2%
Operating Lease Liabilities (Total)	$24M-7.7%	$26M-9.7%	$28.8M-10.3%	$32.1M-12.1%
Total liabilities	$6.31B-5.9%	$6.71B-2.5%	$6.89B+12.8%	$6.1B+4.9%
Preferred stock	$0—	$0—	$0—	$0—
Additional paid-in capital	$648.33M+1.5%	$638.8M+1.6%	$628.5M+1.8%	$617.4M+2.1%
Retained earnings	$359.83M+6.8%	$337.06M+36.8%	$246.38M+5.5%	$233.47M-9.9%
Accumulated other comprehensive income (loss)	-$145.46M+5.2%	-$153.39M+39.9%	-$255.44M-19.9%	-$213.08M-2,904%
Treasury stock	$4.88M+1,861%	$249K-27.6%	$344K-92.9%	$4.84M+462%
Noncontrolling interests	-$591K-113%	-$277K+72.4%	-$1.01M-3,250%	-$30K-103%
Total stockholders' equity	$858.05M+4.3%	$822.47M+32.8%	$619.35M-2.2%	$633.24M-27.3%
Total liabilities and stockholders' equity	$7.17B-4.8%	$7.53B+0.4%	$7.5B+11.4%	$6.74B+0.7%
Available-for-Sale Debt Securities - Amortized Cost	$1.52B-21.9%	$1.94B-9.3%	$2.14B-1.0%	$2.17B+16.7%
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)	$755K-58.7%	$1.83M-63.6%	$5.02M+600%	$718K-11.4%
Available-for-Sale Debt Securities - Fair Value by Maturity	$355.59M-30.3%	$509.85M-11.9%	$578.7M+8.4%	$533.87M-37.0%
Available-for-Sale Debt Securities - Single Maturity Date	$355.59M-30.3%	$509.85M-11.9%	$578.7M+8.4%	$533.87M-37.0%
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$0—	$0—	$0-100%	$6.25M-76.0%
Gross Lease Receivables	$157.27M-3.4%	$162.76M-15.1%	$191.81M-11.6%	$216.88M-22.1%
Lease Receivable Payments - 2022 (Lessor)	$50.2M-15.4%	$59.32M-22.9%	$76.9M-19.6%	$95.61M-12.8%
Lease Receivable Payments - 2023 (Lessor)	$22.91M-14.9%	$26.91M+5.6%	$25.48M-26.5%	$34.66M-33.2%
Lease Receivable Payments - 2024 (Lessor)	$15.11M-21.1%	$19.16M+17.5%	$16.3M+28.2%	$12.71M-48.8%
Lease Receivable Payments - 2025 (Lessor)	$6.49M-36.6%	$10.24M-23.5%	$13.38M+143%	$5.5M-7.5%
Lease Receivable Payments - Remainder of Fiscal Year	$50.2M-15.4%	$59.32M-22.9%	$76.9M-19.6%	$95.61M-12.8%
Total Lease Receivable Payments	$157.27M-3.4%	$162.76M-15.1%	$191.81M-11.6%	$216.88M-22.1%
Lease Receivable Payments - Due Year Two	$60.92M+47.2%	$41.38M-12.3%	$47.21M-28.8%	$66.34M-20.5%
Lease Receivable Payments - Due Year Three	$22.91M-14.9%	$26.91M+5.6%	$25.48M-26.5%	$34.66M-33.2%
Lease Receivable Payments - Due Year Four	$15.11M-21.1%	$19.16M+17.5%	$16.3M+28.2%	$12.71M-48.8%
Lease Receivable - Undiscounted Excess Amount	$157.27M-3.4%	$162.76M-15.1%	$191.81M-11.6%	$216.88M-22.1%
Operating Lease Income - 2022 (Lessor)	$34.4M-18.1%	$41.98M-8.0%	$45.61M+16.1%	$39.29M+13.8%
Operating Lease Income - 2025 (Lessor)	$12.97M-13.7%	$15.02M-24.1%	$19.79M+35.1%	$14.65M-6.1%
Operating Lease Receivables (Current)	$98.8M-23.5%	$129.15M-17.1%	$155.76M+23.6%	$126.06M+2.3%
Accumulated Goodwill Impairment Losses	——	$0—	$0—	——
Available-for-Sale Debt Securities - Fair Value (Maturing 1 to 5 Years)	$1.33M-91.0%	$14.77M+32.2%	$11.18M+12.6%	$9.92M-23.8%
Available-for-Sale Debt Securities - Fair Value (No Single Maturity Date)	$1.13B-19.0%	$1.39B-6.8%	$1.5B-5.4%	$1.58B+55.6%
Deferred Tax Assets and Other Non-Current Assets	$2.28M-42.2%	$3.94M-6.0%	$4.19M+57.5%	$2.66M-37.4%
Deferred Tax Assets - Loan Loss Reserves	$12.94M-26.7%	$17.65M+52.1%	$11.61M+9.1%	$10.64M-33.3%
Deferred Tax Assets - Tax Credit Carryforwards	$49.07M-11.5%	$55.47M-7.2%	$59.78M+13.5%	$52.68M+7.1%
Finite-Lived Intangible Assets - Expected Amortization Expense (Year One)	$1.58M-30.3%	$2.27M-11.5%	$2.56M-20.3%	$3.22M-16.0%
Finite Lived Intangible Assets - Gross	$92.15M-7.3%	$99.39M-0.6%	$99.99M-8.4%	$109.13M-0.2%
Goodwill and Intangible Assets, Net	$310.43M-4.8%	$326.09M-1.3%	$330.23M-1.5%	$335.2M-2.2%
Held-to-Maturity Debt Securities - Fair Value	$23.94M-15.7%	$28.39M-4.0%	$29.57M-17.6%	$35.9M-31.7%
Held-to-Maturity Debt Securities - Maturing Over 10 Years	$23.94M-22.9%	$31.06M-9.7%	$34.42M-12.0%	$39.09M-26.2%
Lease Receivable Payments - 2027 (Lessor)	$22.91M-14.9%	$26.91M+5.6%	$25.48M-26.5%	$34.66M-33.2%
Lease Receivable Payments - 2028 (Lessor)	$15.11M-21.1%	$19.16M+17.5%	$16.3M+28.2%	$12.71M-48.8%
Long-term receivables, net	$157.27M-3.4%	$162.76M-15.1%	$191.81M-11.6%	$216.88M-22.1%
Net Operating Loss Carryforwards	$3.6M+20.0%	$3M+11.1%	$2.7M-6.9%	$2.9M+7.4%
Private debt held-for-investment, at amortized cost, net of valuation allowance – $3 and $4	$4.61B+15.2%	$4B-7.3%	$4.32B+23.7%	$3.49B-1.4%
Intangible assets — net	$12.5M-24.6%	$16.59M-19.9%	$20.72M-19.3%	$25.69M-22.5%
Goodwill and intangible assets, net	$310.43M-4.8%	$326.09M-1.3%	$330.23M-1.5%	$335.2M-2.2%
Operating lease right-of-use assets	$22.7M-7.0%	$24.4M-9.3%	$26.9M-10.6%	$30.1M-12.5%
Other Assets	$329.88M+23.8%	$266.36M-12.3%	$303.63M+1.3%	$299.77M+41.2%
Property, plant and equipment at cost	$93.01M+7.1%	$86.86M+2.2%	$85M+7.2%	$79.29M-20.1%
Operating Lease Income - 2026 (Lessor)	$3.68M-60.9%	$9.4M-18.2%	$11.5M+36.0%	$8.45M-6.8%
Operating Lease Income - 2027 (Lessor)	$18.3M-24.8%	$24.33M-11.7%	$27.54M+18.9%	$23.16M+6.4%
Operating Lease Income - 2028 (Lessor)	$12.97M-13.7%	$15.02M-24.1%	$19.79M+35.1%	$14.65M-6.1%
Operating Lease Right-of-Use Assets in Other Assets	$22.7M-7.0%	$24.4M-9.3%	$26.9M-10.6%	$30.1M-12.5%
Tax Credit Carryforward Valuation Allowance	$3.6M+20.0%	$3M+11.1%	$2.7M-6.9%	$2.9M+7.4%
Unguaranteed Residuals	$0—	$0—	$0—	$0—
Time Deposit Maturities - After Year Five	$0—	$0—	$0—	$0—
Time Deposit Maturities - Year One	$2.64M-15.1%	$3.1M-39.9%	$5.17M-13.1%	$5.95M-80.9%
Time Deposit Maturities - Year Two	$0-100%	$26.1M+6,974%	$369K-79.6%	$1.81M+99.2%
Time Deposit Maturities - Year Three	$0—	$0—	$0—	$0-100%
Time Deposit Maturities - Year Four	$0—	$0—	$0—	$0—
Time Deposit Maturities - Year Five	$0—	$0—	$0—	$0—
Finance Lease Liability Payments Due	$157.27M-3.4%	$162.76M-15.1%	$191.81M-11.6%	$216.88M-22.1%
Lease Liability Payments - 2020 (Remaining Three Months)	——	——	——	——
Lease Liability Payments - 2021	$34.4M-18.1%	$41.98M-8.0%	$45.61M+16.1%	$39.29M+13.8%
Operating Lease Liability Payments - 2024 (Lessee)	$3.36M-2.3%	$3.44M-7.6%	$3.72M-5.0%	$3.91M-6.4%
Operating Lease Liability Payments - 2025 (Lessee)	$3.49M+12.6%	$3.1M+0.1%	$3.09M-3.2%	$3.2M-20.7%
Lease Liability Payments - Due Year Two	$3.36M-2.3%	$3.44M-7.6%	$3.72M-5.0%	$3.91M-6.4%
Lease Liability Payments - Due Year Three	$3.45M+9.4%	$3.15M-1.3%	$3.2M-14.1%	$3.72M-10.5%
Lease Liability Payments - Due Year Four	$3.49M+12.6%	$3.1M+0.1%	$3.09M-3.2%	$3.2M-20.7%
Lease Liability Payments - Remainder of Fiscal Year	$3.44M-13.7%	$3.99M+1.8%	$3.91M-0.8%	$3.95M-15.8%
Lease Liability - Undiscounted Excess Amount	$157.27M-3.4%	$162.76M-15.1%	$191.81M-11.6%	$216.88M-22.1%
Operating Lease Liability Payments Due	$26.84M-8.1%	$29.21M-10.3%	$32.56M-10.8%	$36.5M-13.0%
Operating Lease Liability - Undiscounted Excess Amount	$2.88M-9.7%	$3.19M-14.4%	$3.72M-16.3%	$4.45M-18.0%
Debt Maturity - 2024	$2.64M-15.1%	$3.1M-39.9%	$5.17M-13.1%	$5.95M-80.9%
Debt Maturity - 2025	$0—	$0—	$0—	$0—
Debt Maturity - 2027	$0—	$0—	$0—	$0-100%
Debt Maturity - 5 to 10 Years	$23.95M-62.4%	$63.64M-4.2%	$66.43M-18.8%	$81.82M+56.3%
Debt Maturity - Over 10 Years	$27.37M-94.1%	$463.26M-16.1%	$552.36M+14.2%	$483.71M-37.5%
Deferred Tax Liabilities - Leasing Arrangements	$80.01M+5.3%	$76.02M+13.7%	$66.88M+14.1%	$58.59M+26.4%
Operating Lease Liability Payments - 2027 (Lessee)	$3.28M+15.3%	$2.84M-25.3%	$3.8M+23.0%	$3.09M-3.2%
Operating Lease Liability Payments - 2028 (Lessee)	$3.49M+12.6%	$3.1M+0.1%	$3.09M-3.2%	$3.2M-20.7%
Other Secured Financings	$19.8M+0.5%	$19.69M+0.5%	$19.59M-2.0%	$20M-73.0%
Total debt	$66.46M-84.8%	$436.35M+477%	$75.67M+11.1%	$68.13M-47.5%
Unrecognized Tax Benefits	$499K-13.5%	$577K+10.7%	$521K-19.2%	$645K-17.0%
Unrecognized Tax Benefits - Impacting Effective Tax Rate	$499K-7.6%	$540K+229%	$164K-76.5%	$699K+4.8%
Unrecognized Tax Benefits - Income Tax Penalties and Interest Accrued	$57K-38.7%	$93K+16.3%	$80K-44.8%	$145K+29.5%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss	$3.66M+28.0%	$2.86M-44.7%	$5.17M+78.8%	$2.89M—
Convertible Preferred Stock Authorized Shares	3M0.0%	3M0.0%	3M0.0%	3M0.0%
Convertible Preferred Stock Issued Shares	0—	0—	0—	0—
Convertible Preferred Stock Outstanding Shares	0—	0—	0—	0—
Cumulative Gross Losses and Impairments	$3.66M+28.0%	$2.86M—	$0-100%	$3.51M+645%
Cumulative Gross Unrealized Gains	$0—	$0—	$0—	$0-100%
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding	$0—	$0—	$0—	$0—
Capital Conservation Buffer	$0.060.0%	$0.060.0%	$0.060.0%	$0.060.0%
Share-Based Payment - Unrecognized Cost of Nonvested Awards	——	$41.19+14.8%	$35.87-1.8%	$36.52+20.8%
Components	147-24.6%	195-5.3%	206+5.6%	195+191%
Managed Servicing Portfolio	$991.5M+172%	$364.5M+9.6%	$332.5M-1.2%	$336.6M+9.5%
Operating Lease Income - 2023 (Lessor)	$18.3M-24.8%	$24.33M-11.7%	$27.54M+18.9%	$23.16M+6.4%
Operating Lease Income - 2024 (Lessor)	$18.3M-24.8%	$24.33M-11.7%	$27.54M+18.9%	$23.16M+6.4%
Accumulated Depreciation, Depletion and Amortization, Rental Equipment	$131.53M+5.2%	$124.99M+6.4%	$117.42M+24.4%	$94.36M+39.1%
Tier 1 minority interest not included in common equity Tier 1 capital	-$307K-105%	-$150K+81.8%	-$826K-4,030%	-$20K-103%
ADD: Adoption of Accounting Standards Update 2016-13	$1.79M-50.0%	$3.58M+77.3%	$2.02M-25.0%	$2.69M-67.2%
Allowance for credit losses	$52.46M-20.7%	$66.14M+37.9%	$47.96M+9.9%	$43.62M-17.9%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	$27.69M-60.9%	$70.89M-10.4%	$79.14M-12.0%	$89.92M+77.1%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	$23.95M-62.4%	$63.64M-4.2%	$66.43M-18.8%	$81.82M+56.3%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five	$1.33M-91.0%	$14.77M+32.2%	$11.18M+12.6%	$9.92M-23.8%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five	$1.35M-90.5%	$14.21M+38.1%	$10.29M+9.5%	$9.4M-29.8%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10	$358.95M-22.5%	$463.26M-16.1%	$552.36M+14.2%	$483.71M-37.5%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10	$329.53M-23.4%	$430.21M-13.4%	$497.01M+12.5%	$441.94M-43.4%
Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Amortized Cost	$388.72M-29.4%	$550.75M-15.0%	$647.7M+10.9%	$584.27M-30.3%
Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Amortized Cost	$1.13B-19.0%	$1.39B-6.8%	$1.5B-5.4%	$1.58B+55.6%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One	$755K-58.7%	$1.83M-63.6%	$5.02M+600%	$718K-11.4%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One	$760K-57.7%	$1.8M-63.9%	$4.97M+595%	$715K-13.0%
Banking Regulation Capital Conservation Buffer Capital Conserved Minimum	$0.030.0%	$0.030.0%	$0.030.0%	$0.030.0%
Cash Reserve Deposit Required And Made	$0—	$0—	$0—	$0—
LESS: Certain other intangible assets	$18.08M+0.3%	$18.02M-15.1%	$21.23M-19.6%	$26.41M-21.3%
Common equity Tier 1 (to risk-weighted assets), actual ratio	12.7%+0.4%	12.3%+1.0%	11.3%-0.8%	12.1%-0.1%
Common equity Tier 1 (to risk-weighted assets), minimum requirement to be well capitalized under prompt corrective action provisions, ratio	6.5%0.0%	6.5%0.0%	6.5%0.0%	6.5%0.0%
Common equity Tier 1 (to risk-weighted assets), minimum requirement for capital adequacy purposes, ratio	4.5%0.0%	4.5%0.0%	4.5%0.0%	4.5%0.0%
Short-term debt and current portion of long-term debt	$9M-97.6%	$377M+2,800%	$13M—	$0—
Debt Securities, Available-for-Sale, Amortized Cost, Excluding Accrued Interest, after Allowance for Credit Loss	$1.52B-21.9%	$1.94B-9.3%	$2.14B-1.0%	$2.17B+16.7%
Estimated Fair Value	$1.33B-23.7%	$1.74B-3.5%	$1.8B-4.2%	$1.88B+1.0%
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	$147-24.6%	$195-5.3%	$206+5.6%	$195+191%
Other securities	$1.94M-4.8%	$2.03M-6.6%	$2.18M-16.0%	$2.59M-30.5%
Debt Securities, Held-to-Maturity, Amortized Cost Excluding Accrued Interest, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date	$27.37M-11.9%	$31.06M-9.7%	$34.42M-12.0%	$39.09M-26.2%
After 10 years	$27.37M-11.9%	$31.06M-9.7%	$34.42M-12.0%	$39.09M-26.2%
Held-to-maturity securities, fair value	$29.31M-11.4%	$33.09M-9.6%	$36.59M-12.2%	$41.68M-26.4%
Deferred Tax Liabilities, Gross	$98.02M+7.2%	$91.44M+10.2%	$82.98M+11.0%	$74.77M+11.0%
Valuation adjustments	$78K-55.4%	$175K-55.5%	$393K-87.1%	$3.05M-25.9%
Deferred Tax Assets, Gross	$134.25M-9.3%	$148.01M-17.0%	$178.31M+13.9%	$156.56M+69.2%
Lease liability	$5.93M-8.8%	$6.5M-9.8%	$7.21M-10.7%	$8.07M-12.3%
Deferred Tax Assets, Net	$36.23M-36.0%	$56.57M-40.7%	$95.33M+16.5%	$81.79M+225%
Fixed assets	$5M+26.9%	$3.94M—	$0—	——
Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Share-Based Compensation Cost	$2.08M-13.2%	$2.4M-38.7%	$3.92M+11.2%	$3.52M+6.2%
Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Other	$4.51M+3.7%	$4.35M+16.4%	$3.74M+41.0%	$2.65M-29.0%
Accrued expenses	$2.81M+1.6%	$2.76M+8.0%	$2.56M+31.3%	$1.95M-29.9%
Deferred Tax Assets Unrealized Losses On Availablefor Sale Securities Gross	$47.17M-7.2%	$50.82M-40.1%	$84.91M+19.0%	$71.34M—
Federal and state intangible assets	$8.37M+6.5%	$7.86M+34.1%	$5.86M+43.0%	$4.1M+35.2%
Deferred Tax Liabilities, Life Insurance Redemption	$3.49M—	$0—	——	——
Deferred Tax Liabilities, Other	$466K-65.4%	$1.35M-0.2%	$1.35M+15.3%	$1.17M-64.6%
Deferred Tax Liabilities, Right-Of-Use Assets	$5.68M-8.7%	$6.22M-9.6%	$6.88M-11.4%	$7.76M-12.6%
Total deposits	$5.89B+0.2%	$5.88B-10.8%	$6.59B+12.3%	$5.87B—
Total deposits	——	——	——	——
Direct Financing Lease Deferred Selling Profit	$14.82M-25.5%	$19.88M-5.9%	$21.12M+9.9%	$19.23M-28.0%
Direct Financing Lease, Net Investment in Lease, Excluding Accrued Interest, before Allowance for Credit Loss	$149.3M-2.0%	$152.28M-17.0%	$183.53M-13.0%	$210.99M-20.8%
Unamortized initial direct costs	$68K-33.3%	$102K-27.7%	$141K-52.2%	$295K-39.8%
Unrecognized compensation cost related to non-vested awards	$7.7M+22.2%	$6.3M+3.3%	$6.1M-6.2%	$6.5M+18.2%
Transfers between levels of fair value hierarchy	$0—	$0—	$0—	$0—
Federal Home Loan Bank stock, at cost	$5M-69.3%	$16.3M+91.8%	$8.5M-6.6%	$9.1M+4.6%
Federal Reserve Bank stock	$19.7M0.0%	$19.7M0.0%	$19.7M0.0%	$19.7M0.0%
Principal Balance	$4.67B+14.6%	$4.07B-6.6%	$4.36B+23.5%	$3.53B-2.2%
Impaired loans, unpaid balance	$67.45M+204%	$22.21M—	——	——
Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount)	-$98K-102%	$4.12M-35.9%	$6.44M-8.4%	$7.03M+302%
Thereafter	——	——	——	——
Finite-Lived Intangible Assets, Accumulated Amortization	$68.57M-4.4%	$71.73M+5.3%	$68.13M-5.8%	$72.31M+10.0%
Finite-Lived Intangible Assets, Accumulated Impairment	$11.07M0.0%	$11.07M-0.6%	$11.14M0.0%	$11.14M+6.4%
2028	$2.48M-23.0%	$3.22M-9.3%	$3.55M-13.8%	$4.12M-19.2%
2030	$1.58M-30.3%	$2.27M-11.5%	$2.56M-20.3%	$3.22M-16.0%
Remainder of 2026	——	——	——	——
2027	$3.1M-13.1%	$3.57M-13.3%	$4.12M-16.6%	$4.94M-23.1%
2029	$2.19M-14.9%	$2.58M-19.7%	$3.21M-9.9%	$3.56M-18.8%
Gross Carrying Amount	$92.15M-7.3%	$99.39M-0.6%	$99.99M-8.4%	$109.13M-0.2%
Goodwill accumulated impairment losses	——	$0—	$0—	——
LESS: Goodwill, net of associated deferred tax liabilities	$285.16M-3.7%	$296.11M-0.5%	$297.68M-0.5%	$299.19M-0.5%
Debt Securities, Held-to-Maturity, Accumulated Unrecognized Loss	$3.66M+28.0%	$2.86M-44.7%	$5.17M+47.1%	$3.51M+645%
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain	$0—	$0—	$0—	$0-100%
Debt Securities, Held-to-maturity, Unrealized Loss Position, Accumulated Loss	$3.66M+28.0%	$2.86M-44.7%	$5.17M+47.1%	$3.51M+645%
HTM unrealized loss position 12 months or more - fair value	$25.65M-15.2%	$30.24M-3.8%	$31.43M-1.5%	$31.92M—
Debt Securities, Held-to-Maturity, Maturity, Allocated and Single Maturity Date, Fair Value	$23.94M-15.7%	$28.39M-4.0%	$29.57M-17.6%	$35.9M-31.7%
Held to maturity, Mortgage backed securities, Fair Value	$1.71M-7.3%	$1.84M-0.5%	$1.85M-18.3%	$2.27M-40.6%
Lessee Operating Lease Liability Payments Due	$26.84M-8.1%	$29.21M-10.3%	$32.56M-10.8%	$36.5M-13.0%
Thereafter	——	——	——	——
Lessee Operating Lease Liability Undiscounted Excess Amount	$2.88M-9.7%	$3.19M-14.4%	$3.72M-16.3%	$4.45M-18.0%
Thereafter	——	——	——	——
Remainder of fiscal 2026	——	——	——	——
2028	$0—	$0-100%	$621K-64.8%	$1.76M-8.3%
2029	$0—	$0—	$0—	$0-100%
2029	$0—	$0—	$0—	$0-100%
2030	$0—	$0—	$0—	$0—
Thereafter	$33.46M+0.3%	$33.35M+0.3%	$33.25M-1.2%	$33.66M+146%
2027	$0—	$0—	$0-100%	$603K+51.5%
Long-term Debt and Other Instruments Qualifying as Tier 1	$13.66M0.0%	$13.66M0.0%	$13.66M0.0%	$13.66M0.0%
Noncontrolling interests in subsidiaries	-$591K-113%	-$277K+72.4%	-$1.01M-3,250%	-$30K-103%
LESS: Net deferred tax assets from operating loss and tax credit carry-forwards	$5.73M-63.3%	$15.62M-20.6%	$19.68M+9.5%	$17.97M-21.2%
LESS: Net unrealized (losses) on available for sale securities	-$143.19M+6.0%	-$152.33M+40.1%	-$254.29M-20.2%	-$211.6M-2,981%
Operating Lease Weighted Average Discount Rate Percent	$0.03+8.2%	$0.02+2.9%	$0.02+1.3%	$0.02+1.3%
Operating Loss Carryforwards	$3.6M+20.0%	$3M+11.1%	$2.7M-6.9%	$2.9M+7.4%
Operating Loss Carryforwards Valuation Allowance	$3.6M+20.0%	$3M+11.1%	$2.7M-6.9%	$2.9M+7.4%
Total qualifying capital (to risk-weighted assets), minimum requirement to be well capitalized under prompt corrective action provisions, ratio	10%0.0%	10%0.0%	10%0.0%	10%0.0%
Preferred Stock, Shares Authorized	$3M0.0%	$3M0.0%	$3M0.0%	$3M0.0%
Preferred Stock, Shares Issued	$0—	$0—	$0—	$0—
Preferred Stock, Shares Outstanding	$0—	$0—	$0—	$0—
Total	$290.31M-11.8%	$329.28M+0.4%	$327.93M+10.3%	$297.34M+6.4%
Unamortized initial direct costs	$665K-36.5%	$1.05M-15.4%	$1.24M-11.0%	$1.39M-11.9%
Rental equipment, net	$159.45M-22.3%	$205.34M-3.0%	$211.75M+3.6%	$204.37M-4.1%
2028	$60.92M+47.2%	$41.38M-12.3%	$47.21M-28.8%	$66.34M-20.5%
Thereafter	——	——	——	——
2030	$15.11M-21.1%	$19.16M+17.5%	$16.3M+28.2%	$12.71M-48.8%
Sales-Type and Direct Financing Leases, Payment to be Received	$157.27M-3.4%	$162.76M-15.1%	$191.81M-11.6%	$216.88M-22.1%
Remainder of 2026	——	——	——	——
2027	$50.2M-15.4%	$59.32M-22.9%	$76.9M-19.6%	$95.61M-12.8%
2029	$22.91M-14.9%	$26.91M+5.6%	$25.48M-26.5%	$34.66M-33.2%
Sales-type lease, lease receivable	$157.27M-3.4%	$162.76M-15.1%	$191.81M-11.6%	$216.88M-22.1%
Estimated residual value of leased assets (unguaranteed)	$6.79M-27.0%	$9.3M-26.8%	$12.71M-2.5%	$13.04M-9.4%
Securities pledged as collateral for individual, trust, and estate deposits	$0—	$0—	$0—	$0—
Securities pledged as collateral for public funds on deposit	$0—	$0—	$0—	$0—
Common Equity Tier 1	$694.06M+7.0%	$648.62M+13.9%	$569.36M+10.4%	$515.9M+0.3%
Tier 1 (core) capital (to adjusted total assets), minimum requirement to be well capitalized under prompt corrective action provisions, ratio	5%0.0%	5%0.0%	5%0.0%	5%0.0%
Tier 1 (core) capital (to adjusted total assets), ratio	9.8%+0.7%	9.1%+0.9%	8.1%0.0%	8.1%+0.4%
Tier 1 (core) capital (to risk-weighted assets), amount	$707.41M+6.8%	$662.13M+13.7%	$582.19M+9.9%	$529.54M+0.1%
Tier One Leverage Capital Required To Be Well Capitalized To Average Assets	$0.110.0%	$0.110.0%	$0.110.0%	$0.110.0%
Tier 1 (core) capital (to adjusted total assets), minimum requirement for capital adequacy purposes, ratio	4%0.0%	4%0.0%	4%0.0%	4%0.0%
Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets	$0.080.0%	$0.080.0%	$0.080.0%	$0.080.0%
Time Deposit Maturities, Year Four	$0—	$0—	$0—	$0—
2027	$2.64M-15.1%	$3.1M-39.9%	$5.17M-13.1%	$5.95M-80.9%
Time Deposit Maturities, Year Three	$0—	$0—	$0—	$0-100%
Time Deposit Maturities, Year Two	$0-100%	$26.1M+6,974%	$369K-79.6%	$1.81M+99.2%
Time certificates of deposits in denominations of $250,000 or more	$2.6M-36.6%	$4.1M-18.0%	$5M-19.4%	$6.2M-75.1%
Time Deposits, Including Wholesale Deposits	$2.64M-91.0%	$29.21M+428%	$5.53M-28.6%	$7.75M-76.1%
Total capital	$779.66M+4.2%	$747.97M+15.1%	$649.74M+9.5%	$593.16M-9.6%
Total qualifying capital (to risk-weighted assets), minimum requirement for capital adequacy purposes, ratio	8%0.0%	8%0.0%	8%0.0%	8%0.0%
Total qualifying capital (to risk-weighted assets), ratio	14.3%+0.1%	14.1%+1.3%	12.8%-1.0%	13.9%-1.6%
Loans and leases to rental equipment	$4.49M-7.4%	$4.85M+55.3%	$3.12M-19.8%	$3.89M-86.4%
Rental equipment to loan and leases	——	——	——	——
Treasury stock, shares (in shares)	$70.22K+1,763%	$3.77K-91.0%	$41.98K-53.4%	$90.05K+445%
Trust Preferred Securities	$13.66M0.0%	$13.66M0.0%	$13.66M0.0%	$13.66M0.0%
Unrecognized tax benefits	$499K-13.5%	$577K+10.7%	$521K-19.2%	$645K-17.0%
Penalties and interest accrued on unrecognized tax benefits	$57K-38.7%	$93K+16.3%	$80K-44.8%	$145K+29.5%
Amount that if recognized, would affect the effective tax rate or regulatory liability	$499K-7.6%	$540K+229%	$164K-76.5%	$699K+4.8%
Remainder of Fiscal Year 2024	——	——	——	——
Remainder of Fiscal Year 2025	——	——	——	——
Stated Maturities	$972.25M-21.0%	$1.23B+0.5%	$1.23B-9.2%	$1.35B+32.6%

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Where does Pathward Financial, Inc.'s balance sheet data come from?: Every line is extracted from Pathward Financial, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.