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C&F Financial CFFI Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

Bank of America logo
Bank of AmericaBAC
$532.05B+1.6%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$365.71B-3.1%
Truist Financial logo
Truist FinancialTFC
$105.46B
National Bankshares logo
National BanksharesNKSH
$302.84M+0.6%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$509.64M+0.8%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilitiesDomestic.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's noninterest-bearing deposits?
C&F Financial (CFFI) reported noninterest-bearing deposits of $568.42M in Q1 2026.
How has C&F Financial's noninterest-bearing deposits changed year-over-year?
C&F Financial's noninterest-bearing deposits decreased by 1.9% year-over-year, from $579.64M to $568.42M.
What is the long-term trend for C&F Financial's noninterest-bearing deposits?
Over 5 years (2020 to 2025), C&F Financial's noninterest-bearing deposits has grown at a 1.6% compound annual growth rate (CAGR), from $501.95M to $543.67M.
What does noninterest-bearing deposits mean?
This represents demand deposit accounts that do not pay interest to the customer, providing the bank with a low-cost source of funding. These deposits are highly sensitive to customer relationship strength and are a key driver of the bank's net interest margin. A larger proportion of these deposits generally enhances the bank's overall cost of funds efficiency.