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C&F Financial CFFI Bank Owned Life Insurance

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Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's bank owned life insurance?
C&F Financial (CFFI) reported bank owned life insurance of $21.91M in Q1 2026.
How has C&F Financial's bank owned life insurance changed year-over-year?
C&F Financial's bank owned life insurance increased by 2.8% year-over-year, from $21.31M to $21.91M.
What is the long-term trend for C&F Financial's bank owned life insurance?
Over 5 years (2020 to 2025), C&F Financial's bank owned life insurance has grown at a 1.5% compound annual growth rate (CAGR), from $20.21M to $21.81M.
What does bank owned life insurance mean?
This represents the cash surrender value of life insurance policies purchased by the bank on the lives of key employees or officers. The bank acts as the beneficiary, using the policy to offset the costs of employee benefit programs. It serves as a tax-advantaged asset that provides stable, long-term returns to support corporate liabilities.