What are Chemung Financial's total assets?

Chemung Financial (CHMG) holds $2.7B in total assets, down 1.7% year over year.

How much debt does Chemung Financial have?

Chemung Financial carries $204.5M in total debt against $262.9M of shareholders' equity, a debt-to-equity ratio of 0.78.

How much cash does Chemung Financial have?

Chemung Financial holds $53.4M in cash and equivalents.

Where does Chemung Financial's balance sheet data come from?

Every line is extracted from Chemung Financial's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Chemung Financial CHMG Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Cash and cash equivalents	$53.37M+6.5%	$50.1M-53.5%	$107.65M-66.4%	$320.05M+499%	$53.44M+13.6%
Trading assets	$463K—	——	$620K-61.2%	$1.6M-37.0%	$2.53M—
Derivative assets	$16.67M-3.5%	$17.28M-3.8%	$17.97M-4.1%	$18.73M-8.7%	$20.51M-13.9%
Loans held for sale	$2.71M+28.8%	$2.1M-31.6%	$3.08M+39.0%	$2.21M+679%	$284K—
Property and equipment, net	$15.05M-2.3%	$15.4M+0.2%	$15.38M-0.4%	$15.44M-4.8%	$16.22M-0.9%
Operating lease right-of-use assets	3.6%-475,499,996%	475,500,000%+475,499,996%	3.5%0.0%	3.5%0.0%	3.5%-544,599,996%
Goodwill	$21.82M0.0%	$21.82M0.0%	$21.82M0.0%	$21.82M0.0%	$21.82M0.0%
Total investment securities	$8.96M-5.3%	$9.47M+71.4%	$5.52M-19.1%	$6.83M-15.1%	$8.04M-11.8%
Available-for-sale securities	$2.38M-36.9%	$3.77M-18.5%	$4.62M+68.7%	$2.74M-96.1%	$70.29M+2,073%
Held-to-maturity securities	$640K0.0%	$640K-5.9%	$680K0.0%	$680K-15.8%	$808K0.0%
Gross loans	$2.31B+1.9%	$2.27B+3.1%	$2.2B+3.3%	$2.13B+1.7%	$2.1B+1.3%
Allowance for credit losses	$24.89M+2.8%	$24.21M+2.4%	$23.65M+4.3%	$22.67M+0.6%	$22.52M+5.3%
Total assets	$2.75B+1.4%	$2.71B+0.5%	$2.7B-5.5%	$2.85B+2.0%	$2.8B+0.7%
Operating lease liabilities, current	$5.68M+15.0%	$4.94M-3.6%	$5.12M-3.7%	$5.32M-3.6%	$5.52M-2.0%
Short-term borrowings	$75.71M-13.1%	$87.11M—	$0-100%	$55M-35.3%	$85M-22.1%
Accrued interest	$9M+1.1%	$8.9M+3.5%	$8.6M+6.2%	$8.1M+2.5%	$7.9M-1.3%
Deposits	$2.31B+1.9%	$2.27B-3.7%	$2.36B-4.5%	$2.47B+1.5%	$2.43B+1.5%
Noninterest-bearing deposits	$641.04M+2.6%	$624.53M-1.4%	$633.22M+1.4%	$624.39M+0.8%	$619.65M-1.0%
Savings deposits	$1.67B+1.6%	$1.65B-4.6%	$1.73B-6.5%	$1.84B+1.7%	$1.81B+2.4%
Long-term debt	$119.76M-8.7%	$131.14M—	——	$99.15M—	——
Finance Lease Liabilities (Total)	$3.36M-2.6%	$3.44M-2.4%	$3.53M-2.4%	$3.62M-2.3%	$3.7M-2.1%
Operating Lease Liabilities (Total)	$5.68M+15.0%	$4.94M-3.6%	$5.12M-3.7%	$5.32M-3.6%	$5.52M-2.0%
Finance lease liabilities	$3.36M-2.6%	$3.44M-2.4%	$3.53M-2.4%	$3.62M-2.3%	$3.7M-2.1%
Total liabilities	$2.49B+1.2%	$2.46B+0.2%	$2.45B-6.3%	$2.62B+1.9%	$2.57B+0.3%
Common stock	10M0.0%	10M0.0%	10M0.0%	10M0.0%	10M+18,768%
Additional paid-in capital	$49.19M-0.7%	$49.55M+1.1%	$49.03M+1.1%	$48.5M+0.7%	$48.16M-1.3%
Retained earnings	$264.04M+2.9%	$256.48M+2.4%	$250.37M+2.5%	$244.21M-3.2%	$252.2M+1.8%
Accumulated other comprehensive income (loss)	-$35.72M+0.9%	-$36.05M+7.7%	-$39.08M+8.5%	-$42.71M+25.0%	-$56.92M+12.5%
Treasury stock	$14.64M-4.5%	$15.32M+1.7%	$15.07M-0.2%	$15.1M-0.6%	$15.18M-6.1%
Total stockholders' equity	$262.93M+3.2%	$254.71M+3.8%	$245.31M+4.4%	$234.97M+2.9%	$228.31M+6.0%
Total liabilities and stockholders' equity	$2.75B+1.4%	$2.71B+0.5%	$2.7B-5.5%	$2.85B+2.0%	$2.8B+0.7%
Available-for-Sale Debt Securities - Amortized Cost	$322.17M-1.7%	$327.89M-1.0%	$331.29M-3.4%	$343.03M-43.1%	$603.13M-2.3%
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)	$466K—	——	$620K-61.3%	$1.6M-37.0%	$2.54M—
Available-for-Sale Debt Securities - Fair Value by Maturity	$26.73M—	——	$27.72M-15.5%	$32.78M-71.4%	$114.7M—
Available-for-Sale Debt Securities - Fair Value (Maturing Within 1 Year)	$0—	——	$200K0.0%	$200K0.0%	$200K—
Available-for-Sale Debt Securities - Single Maturity Date	$26.73M—	——	$27.72M-15.5%	$32.78M-71.4%	$114.7M—
Available-for-Sale Debt Securities - Unrealized Loss Position (>=12 Months)	$263.84M-2.7%	$271.17M-1.4%	$274.92M-0.9%	$277.4M-45.9%	$512.42M-1.1%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)	$263.84M-2.7%	$271.17M-1.4%	$274.92M-0.9%	$277.4M-45.9%	$512.42M-1.1%
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$5.44M+39.0%	$3.92M—	$0-100%	$2.94M+295%	$744K-90.2%
Available-for-Sale Debt Securities - Unrealized Loss Position (<12 Months)	$5.44M+39.0%	$3.92M—	$0-100%	$2.94M+295%	$744K-90.2%
Available-for-Sale Debt Securities - Unrealized Loss Position	$46.91M-1.0%	$47.37M-6.8%	$50.84M-8.8%	$55.72M-25.7%	$75.02M-12.6%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value	$263.84M-2.7%	$271.17M-1.4%	$274.92M-0.9%	$277.4M-45.9%	$512.42M-1.1%
AFS and Trading Securities - Unrealized Loss Position Fair Value	$269.28M-2.1%	$275.09M+0.1%	$274.92M-1.9%	$280.34M-45.4%	$513.16M-2.4%
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$5.44M+39.0%	$3.92M—	$0-100%	$2.94M+295%	$744K-90.2%
Cash, Cash Equivalents, and Marketable Securities	$269.28M-2.1%	$275.09M+0.1%	$274.92M-1.9%	$280.34M-45.4%	$513.16M-2.4%
Interest-bearing deposits in banks and other financial institutions	$25.69M-6.0%	$27.33M-63.7%	$75.2M-73.5%	$284.23M+1,231%	$21.35M+2.6%
Allowance for Credit Losses on Financing Receivables - Individually Evaluated	$1.99M+73.1%	$1.15M+47.1%	$780K-9.1%	$858K-48.1%	$1.65M+6.6%
Impaired Financing Receivable with No Related Allowance - Unpaid Principal Balance	$4.34M-8.6%	$4.75M-2.1%	$4.85M-7.7%	$5.25M-13.6%	$6.08M-6.7%
Subordinated Trading Assets	$44.05M+0.1%	$44.03M+0.1%	$44M-0.3%	$44.15M—	——
Available-for-Sale Debt Securities - Fair Value (Maturing 1 to 5 Years)	$2.57M—	——	$5.04M+65.7%	$3.04M-95.9%	$73.41M—
Loans 90+ Days Past Due	$4K-76.5%	$17K-19.0%	$21K—	$0-100%	$24K+4.3%
Deferred Finance Costs, Gross	$3.8M-7.3%	$4.1M—	——	——	——
Equity Securities (FV-NI and No Readily Determinable FV) - Cost	$3.78M+0.3%	$3.77M+4.1%	$3.62M+6.8%	$3.39M+4.2%	$3.25M+0.4%
Accumulated Amortization on Finance Lease Assets	$3.71M+2.6%	$3.62M+2.7%	$3.52M+2.8%	$3.43M+2.8%	$3.33M+2.9%
Held-to-Maturity Debt Securities - Fair Value	$0-100%	$640K—	$0—	$0—	$0-100%
Held-to-Maturity Debt Securities - Maturing 1 to 5 Years	$160K—	——	$0—	$0-100%	$48K—
Held-to-Maturity Debt Securities - Maturing 5 to 10 Years	$480K—	——	$480K0.0%	$480K-14.3%	$560K—
Held-to-Maturity Debt Securities - Maturing Over 10 Years	$0—	——	$0—	$0—	$0—
Net Investment in Lease	$5.49M+15.4%	$4.76M-3.8%	$4.94M-3.8%	$5.14M-3.6%	$5.33M-2.1%
Bank Owned Life Insurance	$2.71M-9.1%	$2.98M+0.3%	$2.98M+0.3%	$2.97M+0.3%	$2.96M+0.3%
Cash and Due from Banks	$27.68M+21.5%	$22.77M-29.8%	$32.45M-9.4%	$35.83M+11.6%	$32.09M+22.4%
Private debt held-for-investment, at amortized cost, net of valuation allowance – $3 and $4	$2.29B+1.8%	$2.25B+3.1%	$2.18B+3.3%	$2.11B+1.7%	$2.08B+1.2%
Interest-Bearing Deposits in Banks and Other Financial Institutions	$25.69M-6.0%	$27.33M-63.7%	$75.2M-73.5%	$284.23M+1,231%	$21.35M+2.6%
Accrued interest and other assets	$55.39M-1.0%	$55.97M+4.1%	$53.78M-7.5%	$58.15M-4.1%	$60.62M-5.4%
Operating lease right-of-use assets	$5.49M+15.4%	$4.76M-3.8%	$4.94M-3.8%	$5.14M-3.6%	$5.33M-2.1%
Property, plant and equipment, net	$15.05M-2.3%	$15.4M+0.2%	$15.38M-0.4%	$15.44M-4.8%	$16.22M-0.9%
Operating Lease Right-of-Use Assets in Other Assets	$5.49M+15.4%	$4.76M-3.8%	$4.94M-3.8%	$5.14M-3.6%	$5.33M-2.1%
Total Equity Investments - Estimated Fair Value	$3.78M+0.3%	$3.77M+4.1%	$3.62M+6.8%	$3.39M+4.2%	$3.25M+0.4%
Accounts Payable And Other Accrued Liabilities	$26.3M-5.8%	$27.92M+26.4%	$22.1M+2.0%	$21.66M+7.2%	$20.21M-6.4%
Derivative Liabilities - Fair Value	$16.8M-3.5%	$17.41M-3.6%	$18.06M-4.0%	$18.82M-8.6%	$20.59M-13.7%
Finance Lease Liability Payment Due	$4.34M—	——	$4.58M-2.6%	$4.71M-2.5%	$4.83M—
Finance Lease Liability - Undiscounted Excess Amount	$980K—	——	$1.05M-3.4%	$1.09M-3.4%	$1.13M—
Lease Liability Payments - 2020 (Remaining Three Months)	$871K—	——	$240K-49.6%	$476K-33.9%	$720K—
Lease Liability Payments - 2021	$505K—	——	$502K0.0%	$502K0.0%	$502K—
Operating Lease Liability Payments - 2024 (Lessee)	$1.05M—	——	$977K0.0%	$977K0.0%	$977K—
Operating Lease Liability Payments - 2025 (Lessee)	$913K—	——	$827K0.0%	$827K0.0%	$827K—
Lease Liability Payments - Due Year Two	$505K—	——	$505K0.0%	$505K0.0%	$505K—
Lease Liability Payments - Due Year Three	$1.04M—	——	$845K0.0%	$845K0.0%	$845K—
Lease Liability Payments - Due Year Four	$913K—	——	$827K0.0%	$827K0.0%	$827K—
Lease Liability Payments - Remainder of Fiscal Year	$379K—	——	$123K-50.0%	$246K-33.3%	$369K—
Operating Lease Liability Payments Due	$6.28M—	——	$5.71M-4.0%	$5.95M-3.9%	$6.2M—
Operating Lease Liability - Undiscounted Excess Amount	$604K—	——	$590K-6.8%	$633K-6.9%	$680K—
Borrowings at Fair Value	$44.05M+0.1%	$44.03M+0.1%	$44M-0.3%	$44.15M—	——
Debt Instrument Stated Interest Rate	7.8%0.0%	7.8%0.0%	7.8%—	——	——
Debt Maturity - 1 to 5 Years	$160K—	——	$0—	$0-100%	$48K—
Debt Maturity - 5 to 10 Years	$23.76M—	——	$22.23M-21.2%	$28.21M-31.2%	$40.98M—
Debt Maturity - Over 10 Years	$150K—	——	$266K0.0%	$266K-72.9%	$981K—
Unamortized Discount and Issuance Costs	$3.8M-7.3%	$4.1M—	——	——	——
Debt - Unamortized Discount (Premium) and Issuance Costs, Net	$946K-2.7%	$972K-2.6%	$998K+16.9%	$854K—	——
Operating Lease Liability Payments - 2027 (Lessee)	$1.04M—	——	$845K0.0%	$845K0.0%	$845K—
Operating Lease Liability Payments - 2028 (Lessee)	$913K—	——	$827K0.0%	$827K0.0%	$827K—
Interest-Bearing Deposit Liabilities	$1.67B+1.6%	$1.65B-4.6%	$1.73B-6.5%	$1.84B+1.7%	$1.81B+2.4%
Total debt	$204.51M-9.8%	$226.63M+2,519%	$8.65M-94.7%	$163.08M+73.1%	$94.22M-20.5%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss	$46.76M-1.1%	$47.29M-7.0%	$50.84M-8.7%	$55.66M-25.8%	$75.01M-12.5%
Common Stock Par Value Per Share	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Common Stock Shares Issued	5.3M0.0%	5.3M0.0%	5.3M0.0%	5.3M0.0%	5.3M0.0%
Additional paid-in capital	$49.19M-0.7%	$49.55M+1.1%	$49.03M+1.1%	$48.5M+0.7%	$48.16M-1.3%
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$53K0.0%	$53K0.0%	$53K0.0%	$53K0.0%	$53K0.0%
Investments - Gross Unrealized Losses	$269.28M-2.1%	$275.09M+0.1%	$274.92M-1.9%	$280.34M-45.4%	$513.16M-2.4%
Unrealized Gains on Investments	$62K-18.4%	$76K+7.0%	$71K+163%	$27K-87.5%	$216K+341%
Unrealized Losses on Investments (Before Tax)	$46.91M-1.0%	$47.37M-6.8%	$50.84M-8.8%	$55.72M-25.7%	$75.02M-12.6%
Nonperforming Loans and Leases Percentage	$4.34M-8.6%	$4.75M-2.1%	$4.85M-7.7%	$5.25M-13.6%	$6.08M-6.7%
Fair Value Measurement Disclosure	$4.55M+4.3%	$4.36M-28.1%	$6.07M+3.2%	$5.88M-73.1%	$21.86M+80.2%
Gross Assets/Liabilities	$16.8M-3.5%	$17.41M-3.6%	$18.06M-4.0%	$18.82M-8.6%	$20.59M-13.7%
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax	$46.91M-1.0%	$47.37M-6.8%	$50.84M-8.8%	$55.72M-25.7%	$75.02M-12.6%
Gross Unrealized Gains	$62K-18.4%	$76K+7.0%	$71K+163%	$27K-87.5%	$216K+341%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	$25.58M—	——	$24.48M-22.3%	$31.49M-29.4%	$44.59M—
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	$23.76M—	——	$22.23M-21.2%	$28.21M-31.2%	$40.98M—
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five	$2.57M—	——	$5.04M+65.7%	$3.04M-95.9%	$73.41M—
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five	$2.38M—	——	$4.62M+68.7%	$2.74M-96.1%	$70.29M—
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10	$150K—	——	$266K0.0%	$266K-72.9%	$981K—
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10	$140K—	——	$249K+3.8%	$240K-73.4%	$902K—
Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Amortized Cost	$28.77M—	——	$30.41M-16.5%	$36.39M-70.0%	$121.52M—
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One	$466K—	——	$620K-61.3%	$1.6M-37.0%	$2.54M—
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One	$463K—	——	$620K-61.2%	$1.6M-37.0%	$2.53M—
Common stock, par value (in dollars per share)	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Common stock, shares authorized (in shares)	$10M0.0%	$10M0.0%	$10M0.0%	$10M0.0%	$10M0.0%
Common stock, shares issued (in shares)	$5.31M0.0%	$5.31M0.0%	$5.31M0.0%	$5.31M0.0%	$5.31M0.0%
Cost or Amortized Cost	$322.17M-1.7%	$327.89M-1.0%	$331.29M-3.4%	$343.03M-43.1%	$603.13M-2.3%
Available-for-sale securities, allowance for credit loss	$0—	$0—	$0—	$0—	$0—
Debt Securities, Available-for-Sale, Amortized Cost, Excluding Accrued Interest, after Allowance for Credit Loss	$322.17M-1.7%	$327.89M-1.0%	$331.29M-3.4%	$343.03M-43.1%	$603.13M-2.3%
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$46.76M-1.1%	$47.29M-7.0%	$50.84M-8.7%	$55.66M-25.8%	$75.01M-12.5%
Less than 12 months	$5.44M+39.0%	$3.92M—	$0-100%	$2.94M+295%	$744K-90.2%
12 months or more	$263.84M-2.7%	$271.17M-1.4%	$274.92M-0.9%	$277.4M-45.9%	$512.42M-1.1%
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$149K+98.7%	$75K—	$0-100%	$62K+1,450%	$4K-97.9%
Estimated Fair Value	$275.32M-1.9%	$280.6M0.0%	$280.51M-2.4%	$287.34M-45.6%	$528.33M-0.6%
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	$46.91M-1.0%	$47.37M-6.8%	$50.84M-8.8%	$55.72M-25.7%	$75.02M-12.6%
Debt Securities, Available-for-Sale, Unrealized Loss Position	$269.28M-2.1%	$275.09M+0.1%	$274.92M-1.9%	$280.34M-45.4%	$513.16M-2.4%
Debt securities, held-to-maturity, allowance for credit loss (less than)	$0—	$0—	$0—	$0—	$0—
5-10 years	$480K—	——	——	——	——
1-5 years	$160K—	——	——	——	——
Debt Securities, Held-to-Maturity, Amortized Cost Excluding Accrued Interest, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date	$640K—	——	——	——	——
Within 1 year	$0—	——	——	——	——
Derivative Liability	$16.8M-3.5%	$17.41M-3.6%	$18.06M-4.0%	$18.82M-8.6%	$20.59M-13.7%
Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value	$4.55M+4.3%	$4.36M-28.1%	$6.07M+3.2%	$5.88M-73.1%	$21.86M+80.2%
Average interest rate on borrowed federal funds	——	4%—	——	——	——
FHLB advances borrowing capacity	$182.7M—	——	$169.7M-0.3%	$170.2M-23.4%	$222.3M—
Finance Lease Liability Payments Due	$4.34M—	——	$4.58M-2.6%	$4.71M-2.5%	$4.83M—
2027	$505K—	——	$502K0.0%	$502K0.0%	$502K—
Finance Lease Liability Payments Due Year Four	$317K—	——	$511K0.0%	$511K0.0%	$511K—
Finance Lease Liability Payments Due Year Three	$511K—	——	$505K0.0%	$505K0.0%	$505K—
Finance Lease Liability Payments Due Year Two	$505K—	——	$505K0.0%	$505K0.0%	$505K—
2030 and thereafter	$2.12M—	——	$2.44M0.0%	$2.44M0.0%	$2.44M—
Finance Lease Liability Undiscounted Excess Amount	$980K—	——	$1.05M-3.4%	$1.09M-3.4%	$1.13M—
Finance Lease, Right-of-Use Asset, after Accumulated Amortization	$2.8M-3.3%	$2.89M-3.2%	$2.99M-3.1%	$3.08M-3.0%	$3.18M-2.9%
Finance Lease, Right-of-Use Asset, Accumulated Amortization	$3.71M+2.6%	$3.62M+2.7%	$3.52M+2.8%	$3.43M+2.8%	$3.33M+2.9%
Property, plant and equipment	$6.51M0.0%	$6.51M0.0%	$6.51M0.0%	$6.51M0.0%	$6.51M0.0%
Accrued interest receivable	$9M+1.1%	$8.9M+3.5%	$8.6M+6.2%	$8.1M+2.5%	$7.9M-1.3%
Loans collectively evaluated for impairment - associated allowance	$22.9M-0.7%	$23.06M+0.9%	$22.87M+4.9%	$21.81M+4.5%	$20.87M+5.2%
Loans collectively evaluated for impairment	$2.31B+1.9%	$2.27B+3.1%	$2.2B+3.3%	$2.13B+1.7%	$2.09B+1.3%
Prior	$706.42M+45.6%	$485.07M-3.2%	$501.29M-2.8%	$515.52M-5.9%	$547.83M+44.1%
Converted to term loans – Amortized cost	$8.86M-1.8%	$9.02M+0.5%	$8.98M+11.0%	$8.09M+2.5%	$7.9M+93.7%
Amortized cost	$224.61M+1.9%	$220.36M+12.3%	$196.28M+13.4%	$173.04M+6.7%	$162.19M-2.5%
Year one	$87.84M-76.8%	$378.58M+43.5%	$263.85M+58.2%	$166.73M+110%	$79.25M-69.6%
Year four	$245.87M-43.1%	$432.18M-2.8%	$444.49M-4.3%	$464.25M-3.9%	$482.92M+77.5%
Year five	$420.72M+74.0%	$241.81M-4.4%	$252.89M-2.6%	$259.77M-2.4%	$266.28M+38.3%
Year two	$386.56M+57.1%	$246M-5.4%	$260.07M-0.9%	$262.35M+0.5%	$261.08M-12.9%
Year three	$230.83M-10.0%	$256.55M-6.5%	$274.51M-2.9%	$282.67M-2.6%	$290.19M-41.5%
With an allowance	$4K-76.5%	$17K-19.0%	$21K—	$0-100%	$24K+4.3%
After 10 years	$0—	——	$0—	$0—	$0—
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date	$640K—	——	$680K0.0%	$680K-15.8%	$808K—
Debt Securities, Held-to-Maturity, Maturity, Allocated and Single Maturity Date, Fair Value	$640K—	——	$680K0.0%	$680K-15.8%	$808K—
Operating lease not yet commenced	0—	——	0—	0—	0—
Lessee Operating Lease Liability Payments Due	$6.28M—	——	$5.71M-4.0%	$5.95M-3.9%	$6.2M—
2030 and thereafter	$1.23M—	——	$1.86M-0.1%	$1.86M0.0%	$1.86M—
Lessee Operating Lease Liability Undiscounted Excess Amount	$604K—	——	$590K-6.8%	$633K-6.9%	$680K—
Operating Lease, Right-Of-Use Asset, Accumulated Amortization	$211K-72.6%	$771K+32.2%	$583K+50.6%	$387K+99.5%	$194K-74.9%
Operating lease right-of-use assets	$4.76M-12.7%	$5.45M0.0%	$5.45M0.0%	$5.45M0.0%	$5.45M-3.6%
Add: new leases/lease modifications	$941K+1,076%	$80K0.0%	$80K0.0%	$80K0.0%	$80K-86.0%
Operating Lease Weighted Average Discount Rate Percent	$0.04—	——	$0.040.0%	$0.040.0%	$0.04—
Treasury stock, shares (in shares)	$491.25K-5.4%	$519.08K+0.7%	$515.32K-0.5%	$517.9K-0.6%	$520.86K-6.3%
Unrecorded Unconditional Purchase Obligation	$1—	——	$0—	$0—	$0—
Remainder of Fiscal Year 2024	$871K—	——	$240K-49.6%	$476K-33.9%	$720K—
Unrecorded Unconditional Purchase Obligation	$1—	——	$0—	$0—	$0—
Weighted-Average Discount Rate	4.1%—	——	4.1%0.0%	4%0.0%	4%—
Weighted-Average Discount Rate - Finance Leases	$0.04—	——	$0.04+0.5%	$0.04+0.5%	$0.04—

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Questions, answered.

What are Chemung Financial's total assets?: Chemung Financial (CHMG) holds $2.7B in total assets, down 1.7% year over year.
How much debt does Chemung Financial have?: Chemung Financial carries $204.5M in total debt against $262.9M of shareholders' equity, a debt-to-equity ratio of 0.78.
How much cash does Chemung Financial have?: Chemung Financial holds $53.4M in cash and equivalents.
Where does Chemung Financial's balance sheet data come from?: Every line is extracted from Chemung Financial's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.