How much cash does Chime Financial, Inc. Class A Common Stock generate?

Chime Financial, Inc. Class A Common Stock (CHYM) generated $166.0M in operating cash flow over the trailing twelve months.

What is Chime Financial, Inc. Class A Common Stock's free cash flow?

After $24.9M of capital expenditures, Chime Financial, Inc. Class A Common Stock's free cash flow was $141.1M over the trailing twelve months, up 249.7% year over year.

Where does Chime Financial, Inc. Class A Common Stock's cash flow data come from?

Every line is extracted from Chime Financial, Inc. Class A Common Stock's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Chime Financial, Inc. Class A Common Stock CHYM Cash Flow Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Net income	-$969.42M+4.0%	-$1.01B-2.6%	-$984.77M-3.4%	-$952.07M-3,263%	-$28.31M-11.7%
Depreciation and amortization	$30.41M+1.4%	$30M+2.4%	$29.31M+2.2%	$28.69M—	——
Stock-based compensation	$1.12B+4.9%	$1.07B+5.8%	$1.01B+8.0%	$937.09M—	——
Provision for credit losses	$68.65M-11.6%	$77.66M-7.3%	$83.76M+10.6%	$75.76M—	——
Change in accounts receivable	——	——	——	——	——
Change in accounts payable	——	——	——	$28.82M—	——
Change in accrued liabilities	——	——	-$84.16M—	——	——
Change in other assets	——	——	——	——	——
Other working capital changes	$430K+557%	-$94K—	——	——	——
Change in operating lease liabilities	-$12.9M+13.5%	-$14.91M+1.9%	-$15.2M-17.5%	-$12.93M—	——
Debt issuance costs and discount amortization	-$3.67M+28.6%	-$5.13M+15.0%	-$6.04M+13.9%	-$7.01M—	——
Net cash from operating activities	$166.01M+215%	$52.78M+37.2%	$38.46M—	——	——
Capital expenditures	$24.92M+25.3%	$19.89M+174%	$7.27M-12.6%	$8.31M—	——
Purchases of investments	$696.46M-5.2%	$734.96M-8.3%	$801.67M+81.3%	$442.18M—	——
Net change in loans and leases	$5.1B+3.2%	$4.94B+4.2%	$4.74B+13.6%	$4.17B—	——
Net cash from investing activities	——	——	-$294.04M—	——	——
Repurchases of common stock	$163.28M+111%	$77.54M—	——	——	——
Proceeds from issuance of common stock	$38.36M+52.5%	$25.16M+120%	$11.42M+491%	$1.93M—	——
Taxes paid for net share settlement	$350.95M+0.4%	$349.41M+0.4%	$348.07M+7.9%	$322.62M—	——
Payment of debt issuance costs	——	——	——	$1.13M—	——
Net cash from financing activities	——	——	——	$450.38M—	——
Net increase (decrease) in cash	——	——	——	——	——
Interest paid	——	——	——	——	——
Income taxes paid	$1.14M-0.3%	$1.14M-63.9%	$3.16M—	——	——
Amortization Of Debt Discount Premium	-$3.67M+28.6%	-$5.13M+15.0%	-$6.04M+13.9%	-$7.01M—	——
Change in fair value of product obligation	-$11.54M-126%	$43.76M-29.5%	$62.04M-13.7%	$71.92M—	——
Accrued expenses and other liabilities	——	——	-$84.16M—	——	——
Increase Decrease In Derivative Liabilities	——	——	——	——	——
Operating lease liabilities	-$12.9M+13.5%	-$14.91M+1.9%	-$15.2M-17.5%	-$12.93M—	——
Increase (Decrease) in Prepaid Expense and Other Assets	——	——	——	——	——
Increase (Decrease) In Product Collateral	$53.91M-22.4%	$69.48M+24.1%	$55.98M+13.6%	$49.3M—	——
Non-cash lease expense	$8.03M+11.3%	$7.21M+9.6%	$6.58M+10.1%	$5.98M—	——
Accounts Receivable, Credit Loss Expense (Reversal)	$68.65M-11.6%	$77.66M-7.3%	$83.76M+10.6%	$75.76M—	——
Provision for transaction dispute losses	$67.92M+6.9%	$63.56M+0.6%	$63.21M+9.9%	$57.53M—	——
Capitalization Of Internal-Use-Software	——	——	——	——	$10.44M+8.1%
Proceeds From Sale And Collection Of Finance Receivables	$5.02B+2.7%	$4.89B+5.7%	$4.63B+15.4%	$4.01B—	——
Payments Of Debt Issuance Costs	——	——	——	$1.13M—	——
Accrued payables for capital expenditures	——	——	——	$294K+188%	$102K—
Debt Issuance Costs Incurred During Noncash Or Partial Noncash Transaction	——	——	——	——	——
Increase Decrease In Operating Lease Liability	-$12.9M+13.5%	-$14.91M+1.9%	-$15.2M-17.5%	-$12.93M—	——
Vesting of early exercised stock options	——	$0—	$0—	$0—	$0—
Free cash flow	$141.1M+329%	$32.89M+5.5%	$31.19M—	——	——
Free cash flow	$141.1M+329%	$32.89M+5.5%	$31.19M—	——	——

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Questions, answered.

How much cash does Chime Financial, Inc. Class A Common Stock generate?: Chime Financial, Inc. Class A Common Stock (CHYM) generated $166.0M in operating cash flow over the trailing twelve months.
What is Chime Financial, Inc. Class A Common Stock's free cash flow?: After $24.9M of capital expenditures, Chime Financial, Inc. Class A Common Stock's free cash flow was $141.1M over the trailing twelve months, up 249.7% year over year.
Where does Chime Financial, Inc. Class A Common Stock's cash flow data come from?: Every line is extracted from Chime Financial, Inc. Class A Common Stock's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.