What is CHYM's provision for credit losses?

CHYM (CHYM) reported provision for credit losses of $14.53M in Q1 2026.

How has CHYM's provision for credit losses changed year-over-year?

CHYM's provision for credit losses decreased by 38.3% year-over-year, from $23.55M to $14.53M.

What does provision for credit losses mean?

Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.

CHYM CHYM Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan ChaseJPM

$2.51B-24.1%

First Citizens BancSharesFCNCA

$72M-53.2%

Commerce BancsharesCBSH

$10.96M-24.3%

Columbia Banking SystemsCOLB

$28M+3.7%

Webster Financial CorporationWBS

$54M-30.3%

Synchrony FinancialSYF

$1.34B-10.5%

Other financials

Income statement

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Revenue$647.4M+24.8%

Gross profit$580.3M+26.6%

Operating income$46.2M+405%

Net income$53.5M+313%

EPS (diluted)$0.13—

Balance sheet

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Cash & equivalents$607.7M+91.0%

Total debt$132.7M—

Total equity$1.4B+176%

Total assets$2.0B—

Cash flow

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Operating cash flow$87.5M+440%

CapEx$6.6M+316%

Free cash flow$80.9M+396%

Valuation

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Market cap$6.71B—

Enterprise value$6.23B—

P/S2.9×—

Profitability

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Gross margin88.4%+0.6pp

Operating margin-43.3%-47.1pp

Net margin-41.9%-43.6pp

FCF margin6.1%—

Returns & leverage

See full

Return on equity415.5%—

Debt / equity0.1×—

Current ratio5.1×—

Where this comes from

Reported directly by CHYM in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The official record: CHYM’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CHYM's provision for credit losses?: CHYM (CHYM) reported provision for credit losses of $14.53M in Q1 2026.
How has CHYM's provision for credit losses changed year-over-year?: CHYM's provision for credit losses decreased by 38.3% year-over-year, from $23.55M to $14.53M.
What does provision for credit losses mean?: Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.