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Citizens CIA Reserve for insurance claims

Reserve for insurance claims at other companies

Globe Life logo
Globe LifeGL
$548.53M+0.3%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$668.72M-25.2%
Brighthouse Financial logo
Brighthouse FinancialBHF
$31.77B-0.2%
Corebridge Financial logo
Corebridge FinancialCRBG
$38.82B+7.2%
Hamilton Insurance Group, Ltd. logo
Hamilton Insurance Group, Ltd.HG
$4.6B+20.5%
CNO Financial Group logo
CNO Financial GroupCNO

Segments

By product

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Life Insurance Product Line$1.17B-0.8%
Permanent$778.58M-2.8%
Permanent Limited Pay$266.61M-1.2%
Accident and Health Insurance Product Line$1.4M+25.7%

By segment

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International Insurance Segment$794.56M
Domestic Insurance Segment$250.62M

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's reserve for insurance claims?
Citizens (CIA) reported reserve for insurance claims of $8.52M in Q1 2026.
How has Citizens's reserve for insurance claims changed year-over-year?
Citizens's reserve for insurance claims decreased by 13.9% year-over-year, from $9.9M to $8.52M.
What is the long-term trend for Citizens's reserve for insurance claims?
Over 5 years (2020 to 2025), Citizens's reserve for insurance claims has grown at a -7.9% compound annual growth rate (CAGR), from $13.21M to $8.77M.
What does reserve for insurance claims mean?
This represents the estimated total liability for insurance claims that have been reported but not yet settled, including associated claim adjustment expenses. It serves as a critical measure of an insurer's solvency and its ability to meet future obligations to policyholders. Maintaining adequate reserves is essential for regulatory compliance and long-term financial stability.