What is ChoiceOne Financial's financing receivables?

ChoiceOne Financial (COFS) reported financing receivables of $2.95B in Q1 2026.

How has ChoiceOne Financial's financing receivables changed year-over-year?

ChoiceOne Financial's financing receivables increased by 2.0% year-over-year, from $2.89B to $2.95B.

What is the long-term trend for ChoiceOne Financial's financing receivables?

Over 3 years (2022 to 2025), ChoiceOne Financial's financing receivables has grown at a 35.9% compound annual growth rate (CAGR), from $1.19B to $2.99B.

ChoiceOne Financial COFS Financing Receivables

Financing Receivables at other companies

Provident Financial ServicesPFS

$19.66B+4.6%

Ally FinancialALLY

——

Financial InstitutionsFISI

——

Capital City Bank GroupCCBG

——

Civista BancsharesCIVB

——

Citizens Financial Services, Inc.CZFS

——

Other financials

Income statement

See full

Revenue$42.5M+35.9%

Net income$13.7M+199%

EPS (diluted)$0.91+171%

Balance sheet

See full

Cash & equivalents$84.2M-39.6%

Total debt$2.9M+360%

Total equity$470.0M+10.1%

Total assets$4.4B+2.1%

Cash flow

See full

Operating cash flow-$177.0K+98.1%

CapEx$1.5M+82.5%

Free cash flow-$1.7M+83.4%

Valuation

See full

Market cap$490.73M+17.4%

P/E8.8×-49.4×

P/S2.8×-1.2×

Profitability

See full

Net margin32.3%+25.3pp

FCF margin19.5%—

Returns & leverage

See full

Return on equity12.4%+10.2pp

Debt / equity0×0.0×

Where this comes from

Reported directly by ChoiceOne Financial in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The official record: ChoiceOne Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about ChoiceOne Financial's financing receivables.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is ChoiceOne Financial's financing receivables?: ChoiceOne Financial (COFS) reported financing receivables of $2.95B in Q1 2026.
How has ChoiceOne Financial's financing receivables changed year-over-year?: ChoiceOne Financial's financing receivables increased by 2.0% year-over-year, from $2.89B to $2.95B.
What is the long-term trend for ChoiceOne Financial's financing receivables?: Over 3 years (2022 to 2025), ChoiceOne Financial's financing receivables has grown at a 35.9% compound annual growth rate (CAGR), from $1.19B to $2.99B.