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ChoiceOne Financial COFS Net Interest Income
Net Interest Income at other companies
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Where this comes from
Reported directly by ChoiceOne Financial in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.
The source filing: ChoiceOne Financial’s 10-Q, filed August 10, 2026.
- Filed
- Aug 10, 2026, 4:06 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001193125-26-342347
| (Dollars in thousands, except share data) | Three Months Ended / June 30, 2026 | Three Months Ended / June 30, 2025 | Six Months Ended / June 30, 2026 | Six Months Ended / June 30, 2025 |
|---|---|---|---|---|
| Advances from Federal Home Loan Bank | 2,102 | 1,659 | 4,284 | 3,711 |
| Other | 801 | 1,104 | 1,507 | 1,984 |
| Total interest expense | 17,244 | 17,603 | 33,877 | 31,251 |
| Net interest income | 36,697 | 36,322 | 73,339 | 62,633 |
| Provision for (reversal of) credit losses on loans | 550 | 650 | 550 | 13,813 |
| Net interest income after provision | 36,147 | 35,672 | 72,789 | 48,820 |
| Noninterest income | ||||
| Customer service charges | 1,745 | 1,401 | 3,401 | 2,582 |
Item 1. Financial Statements.
FAQ
- What is ChoiceOne Financial's net interest income?
- ChoiceOne Financial (COFS) reported net interest income of $36.7M in Q2 2026.
- How has ChoiceOne Financial's net interest income changed year-over-year?
- ChoiceOne Financial's net interest income increased by 1.0% year-over-year, from $36.32M to $36.7M.
- What is the long-term trend for ChoiceOne Financial's net interest income?
- Over 4 years (2021 to 2025), ChoiceOne Financial's net interest income has grown at a 22.6% compound annual growth rate (CAGR), from $60.64M to $137.07M.
- What does net interest income mean?
- This is the difference between the interest income generated from loans and investment securities and the interest expense paid on deposits and other borrowings. It serves as the primary driver of a bank's core profitability and reflects the spread earned on the bank's balance sheet. A higher net interest income indicates effective management of the net interest margin and asset-liability mix.
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