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ChoiceOne Financial COFS Proceeds From Sale Of Loans Held For Sale

Proceeds From Sale Of Loans Held For Sale at other companies

Financial Institutions logo
Financial InstitutionsFISI
$10.95M+58.9%
Civista Bancshares logo
Civista BancsharesCIVB
$41.6M-0.1%
Provident Financial Services logo
Provident Financial ServicesPFS
$18.41M+73.0%
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
$19.85M+4.0%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$101.13M+678%
Prosperity Bancshares logo
Prosperity BancsharesPB
$54.09M+52.8%

Other financials

Income statement

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Revenue$42.5M+35.9%
Net income$13.7M+199%
EPS (diluted)$0.91+171%

Balance sheet

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Cash & equivalents$84.2M-39.6%
Total debt$2.9M+360%
Total equity$470.0M+10.1%
Total assets$4.4B+2.1%

Cash flow

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Operating cash flow-$177.0K+98.1%
CapEx$1.5M+82.5%
Free cash flow-$1.7M+83.4%

Valuation

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Market cap$490.73M+17.4%
P/E8.8×-49.4×
P/S2.8×-1.2×

Profitability

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Net margin32.3%+25.3pp
FCF margin19.5%

Returns & leverage

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Return on equity12.4%+10.2pp
Debt / equity0.0×

Where this comes from

Reported directly by ChoiceOne Financial in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromSaleOfLoansHeldForSale.

The official record: ChoiceOne Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ChoiceOne Financial's proceeds from sale of loans held for sale?
ChoiceOne Financial (COFS) reported proceeds from sale of loans held for sale of $16.96M in Q1 2026.
How has ChoiceOne Financial's proceeds from sale of loans held for sale changed year-over-year?
ChoiceOne Financial's proceeds from sale of loans held for sale increased by 7.8% year-over-year, from $15.73M to $16.96M.
What is the long-term trend for ChoiceOne Financial's proceeds from sale of loans held for sale?
Over 4 years (2021 to 2025), ChoiceOne Financial's proceeds from sale of loans held for sale has grown at a -25.6% compound annual growth rate (CAGR), from $205.4M to $62.82M.
What does proceeds from sale of loans held for sale mean?
Represents the total cash inflows received from the disposition of loans specifically originated or acquired for the purpose of immediate resale. This metric highlights the volume of the bank's mortgage banking or secondary market lending operations. It is a primary indicator of the bank's activity level in the mortgage origination and distribution market.