Skip to content

ChoiceOne Financial COFS Net gains/(losses) on sales of loans

Net gains/(losses) on sales of loans at other companies

Ally Financial logo
Ally FinancialALLY
-$3M-400%
Financial Institutions logo
Financial InstitutionsFISI
$125K+6.8%
Civista Bancshares logo
Civista BancsharesCIVB
$1.61M+166%
CTB
Community Trust BancorpCTBI
$51K+8.5%
JPMorgan Chase logo
JPMorgan ChaseJPM
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB

Other financials

Income statement

See full
Revenue$42.5M+35.9%
Net income$13.7M+199%
EPS (diluted)$0.91+171%

Balance sheet

See full
Cash & equivalents$84.2M-39.6%
Total debt$2.9M+360%
Total equity$470.0M+10.1%
Total assets$4.4B+2.1%

Cash flow

See full
Operating cash flow-$177.0K+98.1%
CapEx$1.5M+82.5%
Free cash flow-$1.7M+83.4%

Valuation

See full
Market cap$490.73M+17.4%
P/E8.8×-49.4×
P/S2.8×-1.2×

Profitability

See full
Net margin32.3%+25.3pp
FCF margin19.5%

Returns & leverage

See full
Return on equity12.4%+10.2pp
Debt / equity0.0×

Where this comes from

Reported directly by ChoiceOne Financial in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: ChoiceOne Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about ChoiceOne Financial's net gains/(losses) on sales of loans.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is ChoiceOne Financial's net gains/(losses) on sales of loans?
ChoiceOne Financial (COFS) reported net gains/(losses) on sales of loans of $408K in Q1 2026.
How has ChoiceOne Financial's net gains/(losses) on sales of loans changed year-over-year?
ChoiceOne Financial's net gains/(losses) on sales of loans decreased by 8.1% year-over-year, from $444K to $408K.
What is the long-term trend for ChoiceOne Financial's net gains/(losses) on sales of loans?
Over 4 years (2021 to 2025), ChoiceOne Financial's net gains/(losses) on sales of loans has grown at a -18.3% compound annual growth rate (CAGR), from $4.44M to $1.98M.
What does net gains/(losses) on sales of loans mean?
This represents the net profit or loss realized from the sale of loans, typically mortgage or commercial loans, into the secondary market. It reflects the bank's strategy of originating loans for sale rather than holding them on the balance sheet to manage interest rate risk and liquidity. Fluctuations in this metric are often driven by market demand for loans and prevailing interest rate trends.