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Encore Capital Group ECPG Compensation and benefits

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Other financials

Income statement

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Revenue$491.9M+11.3%
Operating income$186.9M+24.0%
Net income$64.0M+9.0%
EPS (diluted)$2.81+12.9%

Balance sheet

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Cash & equivalents$182.9M+5.8%
Total debt$4.2B+5.4%
Total equity$1.1B+20.4%
Total assets$5.6B+7.2%

Cash flow

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Operating cash flow$82.3M+81.8%
CapEx$8.4M+32.6%
Free cash flow$77.5M+102%

Valuation

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Market cap$2.01B+123%
Enterprise value$6.01B+28.0%
P/E6.7×
P/S1.1×+0.4×

Profitability

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Operating margin37.7%
Net margin15.9%+12.4pp
FCF margin9%+0.2pp

Returns & leverage

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Return on equity30.5%+24.7pp
Debt / equity3.9×-0.6×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: Encore Capital Group’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 5:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001084961-26-000058
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Other revenues2,2873,0494,3016,595
Total revenues491,872442,122967,283834,897
Operating expenses
Salaries and employee benefits119,585117,738234,126223,670
Cost of legal collections96,59979,649185,820147,662
General and administrative expenses38,72441,32778,35382,345
Other operating expenses36,83136,99071,66471,242
Collection agency commissions6,1198,37412,45615,247

Item 1—Condensed Consolidated Financial Statements (Unaudited)

FAQ

What is Encore Capital Group's compensation and benefits?
Encore Capital Group (ECPG) reported compensation and benefits of $119.59M in Q2 2026.
How has Encore Capital Group's compensation and benefits changed year-over-year?
Encore Capital Group's compensation and benefits increased by 1.6% year-over-year, from $117.74M to $119.59M.
What is the long-term trend for Encore Capital Group's compensation and benefits?
Over 4 years (2021 to 2025), Encore Capital Group's compensation and benefits has grown at a 4.4% compound annual growth rate (CAGR), from $385.18M to $458.23M.
What does compensation and benefits mean?
Total employee-related costs including salaries, wages, bonuses, commissions, stock-based compensation, health insurance, retirement contributions, and payroll taxes.

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