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Encore Capital Group ECPG Collection Agency Commissions

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Other financials

Income statement

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Revenue$475.4M+21.0%
Operating income$184.0M+42.3%
Net income$86.2M+84.3%
EPS (diluted)$3.86+100%

Balance sheet

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Cash & equivalents$227.2M+21.4%
Total debt$4.0B+6.4%
Total equity$1.0B+26.3%
Total assets$5.5B+9.7%

Cash flow

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Operating cash flow$82.3M+81.8%
CapEx$4.9M-30.5%
Free cash flow$77.5M+102%

Valuation

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Market cap$1.84B+84.9%
Enterprise value$5.65B+20.2%
P/E6.2×
P/S+0.3×

Profitability

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Operating margin36.8%
Net margin16%+11.9pp
FCF margin9%+0.2pp

Returns & leverage

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Return on equity32%+24.8pp
Debt / equity3.9×-0.7×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept ecpg:CollectionAgencyCommissions.

The official record: Encore Capital Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Encore Capital Group's collection agency commissions?
Encore Capital Group (ECPG) reported collection agency commissions of $6.34M in Q1 2026.
How has Encore Capital Group's collection agency commissions changed year-over-year?
Encore Capital Group's collection agency commissions decreased by 7.8% year-over-year, from $6.87M to $6.34M.
What is the long-term trend for Encore Capital Group's collection agency commissions?
Over 4 years (2021 to 2025), Encore Capital Group's collection agency commissions has grown at a -11.2% compound annual growth rate (CAGR), from $47.06M to $29.29M.
What does collection agency commissions mean?
This metric represents the fees paid to third-party collection agencies for their services in recovering delinquent debt on behalf of the company. It reflects the variable cost of outsourcing recovery efforts to external partners to supplement internal collection operations. A high ratio of these commissions relative to total revenue may indicate a reliance on external capacity to manage portfolio volume.