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Fifth District Bancorp FDSB Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC
-$3.48M-2.3%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
-$22K0.0%
Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
-$38K-353%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
-$42K+93.7%
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
$43K-41.1%
Five Star Bancorp logo
Five Star BancorpFSBC
-$185K+16.3%

Other financials

Income statement

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Revenue$151.3K-2.3%
Net income$387.0K+396%
EPS (diluted)$0.08+300%

Balance sheet

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Cash & equivalents$23.3M-22.6%
Total debt$4.0M
Total equity$129.3M+1.6%
Total assets$535.7M+0.9%

Cash flow

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Operating cash flow$1.0M+26.0%
CapEx$301.0K+419%
Free cash flow$736.0K-3.8%

Valuation

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Market cap$85.45M+24.5%
P/E19.4×
P/S141.2×+24.3×

Profitability

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Net margin675.7%
FCF margin67.2%

Returns & leverage

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Return on equity3.4%
Debt / equity0.1×

Where this comes from

Reported directly by Fifth District Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Fifth District Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fifth District Bancorp's accretion (amortization) of discounts and premiums, investments?
Fifth District Bancorp (FDSB) reported accretion (amortization) of discounts and premiums, investments of -$12K in Q1 2026.
How has Fifth District Bancorp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Fifth District Bancorp's accretion (amortization) of discounts and premiums, investments increased by 75.5% year-over-year, from -$49K to -$12K.
What is the long-term trend for Fifth District Bancorp's accretion (amortization) of discounts and premiums, investments?
Over 2 years (2023 to 2025), Fifth District Bancorp's accretion (amortization) of discounts and premiums, investments has grown at a -30.9% compound annual growth rate (CAGR), from -$268K to -$128K.
What does accretion (amortization) of discounts and premiums, investments mean?
Represents the periodic adjustment to the carrying value of investment securities to account for the amortization of premiums or accretion of discounts. This metric aligns the effective yield of the investment portfolio with the stated coupon rates over time.