What is First Guaranty Bancshares's revenue?

First Guaranty Bancshares (FGBI) generated $93.7M in revenue over the trailing twelve months, down 17.4% year over year.

Is First Guaranty Bancshares profitable?

First Guaranty Bancshares is not currently profitable: it reported a net loss of $47.1M over the trailing twelve months, a -50.3% net margin.

Where does First Guaranty Bancshares's income statement data come from?

Every line is extracted from First Guaranty Bancshares's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

First Guaranty Bancshares FGBI Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Net interest income	$86.94M-1.7%	$88.44M+4.4%	$84.71M-15.3%	$100.04M+11.6%
Net interest income after provision for credit losses	$5.21M-92.4%	$68.4M-15.5%	$80.99M-16.0%	$96.39M+10.1%
Total noninterest income	$8.48M-65.7%	$24.74M+134%	$10.58M-3.9%	$11.01M+2.3%
Total interest income	$213.28M-3.8%	$221.71M+21.1%	$183.01M+34.0%	$136.58M+22.0%
Total revenue	$95.42M-15.7%	$113.18M+18.8%	$95.28M-14.2%	$111.05M+10.6%
Compensation and benefits	$30.47M-20.5%	$38.3M-5.2%	$40.42M+10.1%	$36.7M+14.0%
Occupancy and equipment	$10.28M+0.9%	$10.19M+12.9%	$9.03M+1.1%	$8.93M+2.9%
Depreciation and amortization	——	——	——	——
Provision for credit losses	$81.73M+308%	$20.03M+439%	$3.71M+1.6%	$3.66M+77.9%
Goodwill impairment	——	——	——	——
Other operating expenses	$28.6M-0.2%	$28.65M-5.2%	$30.22M+19.1%	$25.37M+10.3%
Total noninterest expense	$82.25M+6.6%	$77.14M-3.2%	$79.67M+12.2%	$71.01M+11.2%
Interest expense	$126.34M-5.2%	$133.27M+35.6%	$98.3M+169%	$36.53M+63.8%
Gain (loss) on disposal of assets	-$524K-104%	$13.31M+37,917%	$35K—	——
Net investment gains (losses)	——	$0—	$0+100%	-$17K—
Income before income taxes	-$71.48M-547%	$16.01M+34.5%	$11.9M-67.3%	$36.39M+5.6%
Income tax expense	-$13.01M-466%	$3.56M+32.9%	$2.68M-64.3%	$7.51M+4.9%
Net income	-$56.02M-550%	$12.45M+35.0%	$9.22M-68.1%	$28.88M+5.8%
Net margin	-58.7%-69.7pp	11%+1.3pp	9.7%-16.3pp	26%-1.2pp
Preferred stock dividends	$2.33M0.0%	$2.33M0.0%	$2.33M0.0%	$2.33M+68.2%
Basic earnings per share	-$4.17-615%	$0.81+30.6%	$0.62-75.0%	$2.48+2.5%
Weighted-average shares, basic	54.5M+9.1%	50M+13.1%	44.2M+3.2%	42.9M0.0%
Accretion (Amortization) of Discounts and Premiums, Investments	——	——	——	——
Acquisition of real estate in settlement of loans	——	$423K—	——	——
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	——	——	——	——
Cash dividend per common share (in dollars per share)	$0.04-90.2%	$0.41-35.9%	$0.640.0%	$0.64+4.9%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	——	——	——	——
Depreciation, Amortization and Accretion, Net	$4.29M-3.2%	$4.43M+10.1%	$4.03M-2.0%	$4.11M-13.9%
Dividends, Common Stock, Cash	——	——	——	——
Dividends on preferred shares	$2.33M0.0%	$2.33M0.0%	$2.33M0.0%	$2.33M+68.2%
Net Transfers In (Out)	$17.14M—	——	——	——
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases, (Sales), Issuances, (Settlements)	-$473K—	——	——	——
Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Earnings1	$0—	——	——	——
Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Other Comprehensive Income Loss	$121K—	——	——	——
Service charges, commissions and fees	$3.29M+3.1%	$3.19M-6.2%	$3.4M+7.6%	$3.16M+17.1%
ATM and debit card fees	$2.96M-5.5%	$3.13M-3.4%	$3.24M-4.8%	$3.41M-4.4%
FHLB stock dividends	——	——	——	——
Average recorded investment nonaccrual status	——	——	——	——
Gross charge-offs	$77.18M+315%	$18.59M+222%	$5.77M—	——
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery	——	——	——	——
Financing Receivable, Excluding Accrued Interest, And Off-Balance Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal)	——	——	——	——
Prior	$736K-64.9%	$2.1M—	——	——
Revolving Loans	$0—	$0—	——	——
Term loan by year, year 4	$17.37M+299%	$4.36M—	——	——
Term loan by year, year 1	$266K-57.3%	$623K—	——	——
Term loan by year, year 2	$27.74M+424%	$5.3M—	——	——
Term loan by year, year 3	$19.74M+476%	$3.43M—	——	——
Term loan by year, year 5	$11.33M+307%	$2.79M—	——	——
Account balance, modified and subsequent default	——	——	——	——
Gain (Loss) on Disposition of Assets	-$524K-104%	$13.31M+57,752%	$23K—	——
Gains Losses On Sales Of Assets	-$623K-104%	$14.73M—	——	$1.86M+92.4%
Gains from sale of other real estate classified as OREO	-$433K-9.1%	-$397K-165%	-$150K—	——
Federal taxes	——	$0—	——	——
Increase (Decrease) in Deposits	——	——	——	——
Short- and long-term operating lease liabilities	-$474K-83.7%	-$258K—	——	——
Increase (Decrease) in Other Operating Assets and Liabilities, Net	——	——	-$4.01M—	——
Interest and Dividend Income, Operating	$213.28M-3.8%	$221.71M+21.1%	$183.01M+34.0%	$136.58M+22.0%
Interest and Dividend Income, Securities, Operating	$25.03M+79.7%	$13.93M+45.0%	$9.6M+3.8%	$9.25M+12.1%
Interest And Fee Income Loans And Leases Held In Portfolio	$158.61M-16.7%	$190.38M+13.9%	$167.14M+32.6%	$126M+21.9%
Interest Expense Borrowings	$10.83M-20.3%	$13.6M+29.0%	$10.54M+200%	$3.52M+79.0%
Interest-bearing checking and money market accounts	$49.59M-24.1%	$65.33M+8.4%	$60.24M+181%	$21.42M+196%
Interest Expense Savings Deposits	$4.63M-10.5%	$5.17M+45.6%	$3.55M+288%	$915K+349%
Time deposits	$61.29M+24.7%	$49.17M+105%	$23.97M+124%	$10.68M-17.1%
Interest Income, Deposits with Financial Institutions	$29.64M+70.4%	$17.4M+178%	$6.27M+373%	$1.32M+319%
Interest Income (Expense), after Provision for Loan Loss	$5.21M-92.4%	$68.4M-15.5%	$80.99M-16.0%	$96.39M+10.1%
Interest Income (Expense), Operating	$86.94M-1.7%	$88.44M+4.4%	$84.71M-15.3%	$100.04M+11.6%
Interest Paid, Excluding Capitalized Interest, Operating Activity	$129.14M+3.6%	$124.64M+37.3%	$90.79M+147%	$36.73M+58.9%
Lease Cost	——	——	——	——
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	$159.88M-58.6%	$386.09M-2.3%	$395.2M+56.6%	$252.33M-35.0%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	——	——	-$206.09M+56.0%	-$467.91M—
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	-$8.28M-125%	$33.73M—	——	$36.87M+39.0%
Noninterest Expense	$82.25M+6.6%	$77.14M-3.2%	$79.67M+12.2%	$71.01M+11.2%
Number of operating segments	——	——	——	——
Number of reportable segments	——	——	——	——
Unfunded commitments modified during period	——	——	——	——
Operating Lease Payments	——	——	——	——
Operating lease right-of-use assets amortization expense	$509K+84.4%	$276K—	——	——
Net unrealized gains on securities available for sale	——	——	——	——
Net unrealized gains/(losses) on available-for-sale securities	——	——	——	——
Other comprehensive income/(loss)	——	——	——	——
Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Before Tax	——	——	——	——
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax	——	——	——	——
Paid-in-kind interest capitalized	——	——	——	——
Payments for (Proceeds from) Loans Receivable	-$516.7M-1,303%	-$36.83M-116%	$234.12M—	——
Payments of Ordinary Dividends, Common Stock	$560K-89.1%	$5.13M-30.4%	$7.37M+7.5%	$6.86M+7.3%
Payments of Ordinary Dividends, Preferred Stock and Preference Stock	$2.33M0.0%	$2.33M0.0%	$2.33M0.0%	$2.33M+68.2%
Payments to Acquire Debt Securities, Available-for-Sale	$587.77M+60.8%	$365.49M+13,818%	$2.63M—	——
Payments to Acquire Property, Plant, and Equipment	$1.7M-46.7%	$3.18M-78.6%	$14.86M+462%	$2.64M+19.9%
Proceeds from Issuance of Common Stock	$7.05M—	——	——	——
Proceeds from Maturities, Prepayments and Calls of Held-to-Maturity Securities	——	$0-100%	$289K—	——
Proceeds from (Repayments of) Short-Term Debt	$110K+100%	-$59.32M+26.0%	-$80.15M-157%	$140M—
Proceeds from sales and redemptions of investments in debt securities classified as available for sale	$201.38M+18.8%	$169.5M+230%	$51.41M-3.0%	$52.99M-87.3%
Proceeds from the sale of for-sale condominiums, net of selling costs	——	——	——	——
Dispositions of property, plant, and equipment	——	$14.98M+4,524%	$324K+363%	$70K-9.1%
Proceeds From Sale Of Real Estate	——	——	——	——
Repayments of Long-Term Debt	——	$44.03M+91.9%	$22.95M+297%	$5.78M-66.6%
Pre-tax gain on sale-leaseback transaction	——	——	——	——
Sale and leaseback transaction, quarterly lease expense	——	——	——	——
Common Stock issued in payment-in-kind (in shares)	——	——	——	——
New issues (in shares)	——	——	——	——
Common stock issued for payment-in-kind	$2.47M—	——	——	——
Issuance of common stock in connection with the Spin-Off and reclassification of net parent investment	——	——	——	——

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Questions, answered.

What is First Guaranty Bancshares's revenue?: First Guaranty Bancshares (FGBI) generated $93.7M in revenue over the trailing twelve months, down 17.4% year over year.
Is First Guaranty Bancshares profitable?: First Guaranty Bancshares is not currently profitable: it reported a net loss of $47.1M over the trailing twelve months, a -50.3% net margin.
Where does First Guaranty Bancshares's income statement data come from?: Every line is extracted from First Guaranty Bancshares's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.