What are Fair Isaac's profit margins?

Fair Isaac (FICO) runs a 84.2% gross margin and a 50.4% operating margin, with a 33.7% net margin.

Where do Fair Isaac's ratios come from?

Every ratio is computed from Fair Isaac's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Fair Isaac FICO Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q2 '26	Q1 '26	Q4 '25	Q3 '25	Q2 '25
Profitability
Gross margin	84.2%+1.3pp	82.9%+0.6pp	82.2%+0.5pp	81.7%+0.9pp	80.8%+0.7pp
Operating margin	50.4%+2.9pp	47.5%+1.0pp	46.5%+0.6pp	45.9%+1.7pp	44.2%+1.2pp
Net margin	33.7%+1.8pp	31.9%-0.9pp	32.7%0.0pp	32.8%+1.4pp	31.4%+0.7pp
EBITDA margin	51.1%+2.8pp	48.2%+1.0pp	47.2%+0.6pp	46.6%+1.7pp	44.9%+1.2pp
Free cash flow margin	39.9%+3.6pp	36.4%-2.3pp	38.7%-1.5pp	40.2%+2.0pp	38.2%-1.1pp
Returns
Return on assets	39.1%+2.2pp	36.9%+0.6pp	36.4%+0.9pp	35.4%+2.8pp	32.6%-0.4pp
Return on invested capital	66.4%+2.3pp	64.1%+0.8pp	63.3%+4.3pp	58.9%+6.3pp	52.6%+1.1pp
Efficiency
Asset turnover	1.2×0.0×	1.2×0.0×	1.1×0.0×	1.1×0.0×	1×0.0×
Liquidity
Current ratio	2.2×+1.3×	0.9×+0.1×	0.8×-0.1×	0.9×-1.2×	2.1×+0.3×
Quick ratio	2.2×+1.3×	0.9×+0.1×	0.8×-0.1×	0.9×-1.2×	2.1×+0.3×
Cash ratio	0.5×+0.3×	0.2×+0.1×	0.2×0.0×	0.2×-0.2×	0.4×-0.1×
Leverage
Debt-to-assets	1.8×+0.1×	1.7×+0.1×	1.7×+0.2×	1.5×+0.1×	1.4×0.0×
Net debt / EBITDA	3×-0.1×	3.1×-0.1×	3.1×+0.2×	2.9×0.0×	2.9×0.0×
Interest coverage	7.1×+0.4×	6.7×-0.2×	6.9×-0.3×	7.2×+0.2×	7×+0.1×
Per Share
Book value per share	-$88.50-17.3%	-$75.47-6.2%	-$71.08-25.0%	-$56.86-24.9%	-$45.54+0.7%
Valuation
Market capitalization	$25.32B-36.8%	$40.08B+11.6%	$35.92B-23.4%	$46.89B+4.0%	$45.08B-7.0%
Enterprise value	$28.76B-33.3%	$43.14B+10.9%	$38.88B-21.5%	$49.54B+4.3%	$47.5B-6.4%
Price / earnings	33.3×-27.6×	60.9×+5.8×	55.1×-19.0×	74.1×-4.0×	78.1×-11.0×
Price / sales	11.2×-8.2×	19.4×+1.4×	18×-6.3×	24.3×-0.2×	24.5×-2.8×
EV / EBITDA	25×-18.4×	43.4×+2.0×	41.4×-13.7×	55.1×-2.4×	57.4×-7.9×
EV / sales	12.8×-8.2×	20.9×+1.4×	19.5×-6.2×	25.7×-0.1×	25.8×-2.8×
Free cash flow yield	3.6%+1.7pp	1.9%-0.3pp	2.1%+0.5pp	1.7%+0.1pp	1.6%+0.1pp
Earnings yield	3%+1.4pp	1.6%-0.2pp	1.8%+0.5pp	1.3%+0.1pp	1.3%+0.2pp
PEG ratio	1.1×-1.9×	2.9×+0.9×	2×-0.3×	2.3×-1.6×	3.9×-0.5×

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Questions, answered.

What are Fair Isaac's profit margins?: Fair Isaac (FICO) runs a 84.2% gross margin and a 50.4% operating margin, with a 33.7% net margin.
Where do Fair Isaac's ratios come from?: Every ratio is computed from Fair Isaac's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.