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FinWise Bancorp FINW Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

The Bancorp logo
The BancorpTBBK
$1.05M+113%
ServisFirst Bancshares logo
ServisFirst BancsharesSFBS
$16K+167%
Customers Bancorp logo
Customers BancorpCUBI
$991K+36.7%
FB Financial logo
FB FinancialFBK
$888K+45.8%
Bankwell Financial Group logo
Bankwell Financial GroupBWFG
-$54K-80.0%
Southern First Bancshares logo
Southern First BancsharesSFST
$104K+203%

Other financials

Income statement

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Revenue$42.7M+93.4%
Net income$2.7M-14.2%
EPS (diluted)$0.20-13.0%

Balance sheet

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Cash & equivalents$96.9M-19.4%
Total debt$4.4M-16.9%
Total equity$196.6M+10.9%
Total assets$899.4M+11.9%

Cash flow

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Operating cash flow$19.7M+191%
CapEx$21.0K-82.1%
Free cash flow$19.7M+191%

Valuation

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Market cap$198.74M+7.6%
P/E12.7×-0.9×
P/S1.3×-0.8×

Profitability

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Net margin10.3%-4.7pp
FCF margin-14.7%-40.8pp

Returns & leverage

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Return on equity8.4%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by FinWise Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: FinWise Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FinWise Bancorp's accretion (amortization) of discounts and premiums, investments?
FinWise Bancorp (FINW) reported accretion (amortization) of discounts and premiums, investments of -$3K in Q1 2026.
How has FinWise Bancorp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
FinWise Bancorp's accretion (amortization) of discounts and premiums, investments decreased by 137.5% year-over-year, from $8K to -$3K.
What is the long-term trend for FinWise Bancorp's accretion (amortization) of discounts and premiums, investments?
Over 2 years (2021 to 2024), FinWise Bancorp's accretion (amortization) of discounts and premiums, investments has grown at a 0.0% compound annual growth rate (CAGR), from -$25K to $25K.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on investment securities. It reflects the systematic allocation of the difference between the purchase price and the par value of debt securities over their remaining life. This metric is essential for understanding the true yield of an investment portfolio beyond the stated coupon rate.