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First United FUNC Community Banking — Interest Income Expense Net

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Other financials

Income statement

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Revenue$23.4M+11.9%
Net income$6.7M+14.8%
EPS (diluted)$1.03+15.7%

Balance sheet

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Cash & equivalents$89.8M+6.4%
Total debt$51.6M-63.8%
Total equity$205.3M+11.7%
Total assets$2.0B+3.0%

Cash flow

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Operating cash flow$13.9M+99.8%
CapEx$908.0K+55.2%
Free cash flow$13.0M+104%

Valuation

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Market cap$284.36M+49.5%
Enterprise value$246.13M-13.0%
P/E11.2×+3.2×
P/S3.1×+0.8×

Profitability

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Net margin27.8%+0.2pp
FCF margin24.2%-4.1pp

Returns & leverage

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Return on equity13%+0.1pp
Debt / equity0.3×-0.5×

Where this comes from

Reported directly by First United in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First United's community banking — interest income expense net?
First United (FUNC) reported community banking — interest income expense net of $18.07M in Q1 2026.
How has First United's community banking — interest income expense net changed year-over-year?
First United's community banking — interest income expense net increased by 12.8% year-over-year, from $16.02M to $18.07M.
What is the long-term trend for First United's community banking — interest income expense net?
Over 2 years (2023 to 2025), First United's community banking — interest income expense net has grown at a 9.4% compound annual growth rate (CAGR), from $56.87M to $68.11M.
What does community banking — interest income expense net mean?
This is the difference between the interest earned on assets and the interest paid on liabilities within the community banking segment. It represents the net interest margin performance and is a fundamental measure of the segment's core profitability.