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First United FUNC Net Interest Income

Discontinued — last reported Q1 '26

Net Interest Income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.37B+9.0%
M&T Bank logo
M&T BankMTB
$1.75B+3.4%
Bank of America logo
Bank of AmericaBAC
$15.75B+9.0%
Truist Financial logo
Truist FinancialTFC
$3.6B+2.6%
Fulton Financial logo
Fulton FinancialFULT
$262.02M+4.3%
PNC Financial Services logo
PNC Financial ServicesPNC
$3.96B+14.0%

Segments

By segment

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Community Banking$18.07M+12.8%

Other financials

Income statement

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Revenue$23.4M+11.9%
Net income$6.7M+14.8%
EPS (diluted)$1.03+15.7%

Balance sheet

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Cash & equivalents$89.8M+6.4%
Total debt$51.6M-63.8%
Total equity$205.3M+11.7%
Total assets$2.0B+3.0%

Cash flow

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Operating cash flow$13.9M+99.8%
CapEx$908.0K+55.2%
Free cash flow$13.0M+104%

Valuation

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Market cap$284.36M+49.5%
Enterprise value$246.13M-13.0%
P/E11.2×+3.2×
P/S3.1×+0.8×

Profitability

See full
Net margin27.8%+0.2pp
FCF margin24.2%-4.1pp

Returns & leverage

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Return on equity13%+0.1pp
Debt / equity0.3×-0.5×

Where this comes from

Reported directly by First United in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First United's net interest income?
First United (FUNC) reported net interest income of $18.07M in Q1 2026.
How has First United's net interest income changed year-over-year?
First United's net interest income increased by 12.8% year-over-year, from $16.02M to $18.07M.
What is the long-term trend for First United's net interest income?
Over 4 years (2021 to 2025), First United's net interest income has grown at a 6.7% compound annual growth rate (CAGR), from $52.54M to $68.11M.
What does net interest income mean?
This is the difference between the interest income generated by interest-earning assets and the interest expense paid on interest-bearing liabilities. It is the fundamental measure of a bank's core profitability and its ability to manage interest rate risk.