Products & Services · 5th Year
Group Insurance Policy — 5th Year
The Hartford Financial Services Group Group Insurance Policy — 5th Year decreased by 1.6% to 6.2% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 1.6%, from 6.3% to 6.2%. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2020
Last reportedQ4 2025
How to read this metric
Stable or declining trends indicate effective underwriting and accurate initial reserve setting.
Detailed definition
Captures the cumulative claims development for group insurance policies at the five-year maturity mark. This is a critic...
Peer comparison
Consistent with loss development reporting for long-term group benefit products at major insurance carriers.
Metric ID:
hig_segment_group_insurance_policy_5th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 6.3% | 6.4% | 6.3% | 6.3% | 6.2% |
| QoQ Change | — | +1.6% | -1.6% | +0.0% | -1.6% |
| YoY Change | — | +1.6% | -1.6% | +0.0% | -1.6% |
Range6.2% – 6.4%
CAGR-1.6%
Avg YoY Growth-0.4%
Median YoY Growth-0.8%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's group insurance policy — 5th year?
- The Hartford Financial Services Group (HIG) reported group insurance policy — 5th year of 6.2% in Q4 2025.
- How has The Hartford Financial Services Group's group insurance policy — 5th year changed year-over-year?
- The Hartford Financial Services Group's group insurance policy — 5th year decreased by 1.6% year-over-year, from 6.3% to 6.2%.
- What does group insurance policy — 5th year mean?
- The total claims paid and reserved for group insurance policies five years after the policy year.