When did Navient report Q4 2024 earnings?

Navient (NAVI) reported Q4 2024 earnings on January 29, 2025 before market open.

What were Navient's Q4 2024 revenue and EPS?

Navient reported revenue of $595.0M and eps of $0.25 for Q4 2024.

Did Navient beat estimates in Q4 2024?

Revenue beat the consensus estimate of $153.5M by $441.5M. EPS missed the consensus estimate of $0.26 by $0.01.

Where can I find Navient's Q4 2024 SEC filings?

You can read the 10-K periodic report (0000950170-25-029207) directly on SEC EDGAR. The filing index links above go to sec.gov.

Navient NAVI Q4 2024 Annual earnings

Reported January 29, 2025 · Before market open

Revenue$595.0MBeat by $441.5M

EPS$0.25Miss by $0.01

Revenue estimate$153.5M

EPS estimate$0.26

Next report

Aug 6, 2026 (In 1 week)

Revenue estimate$142.9M

EPS estimate$0.18

Financials

Q4 2024

Income statement

See full

Revenue$43.0M-46.9%

Net income$24.0M—

EPS (diluted)$0.23—

Balance sheet

See full

Cash & equivalents$722.0M-13.9%

Total debt$48.3B-16.2%

Total assets$51.8B-15.6%

Cash flow

See full

Operating cash flow$8.0M-97.4%

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$1.43B-32.5%

Enterprise value$49.02B-16.8%

P/E10.9×—

P/S5.3×-1.3×

Profitability

See full

Net margin48.3%—

Versus estimates

Revenue

Q1 2026$152.0MBeat by $10.5M Q4 2025$144.0MMiss by $15.8M Q3 2025$800.0MBeat by $663.3M Q2 2025$806.0MBeat by $659.7M Q1 2025$802.0MBeat by $655.0M

Q4 2024$595.0MBeat by $441.5M

Diluted EPS

Q1 2026$0.20Beat by $0.03 Q4 2025$0.02Miss by $0.29 Q3 2025$0.29Beat by $0.11 Q2 2025$0.21Miss by $0.06 Q1 2025$0.28Beat by $0.09

Q4 2024$0.25Miss by $0.01

Ask the moment Navient reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI

Claude

Questions, answered.

When did Navient report Q4 2024 earnings?: Navient (NAVI) reported Q4 2024 earnings on January 29, 2025 before market open.
What were Navient's Q4 2024 revenue and EPS?: Navient reported revenue of $595.0M and eps of $0.25 for Q4 2024.
Did Navient beat estimates in Q4 2024?: Revenue beat the consensus estimate of $153.5M by $441.5M. EPS missed the consensus estimate of $0.26 by $0.01.
Where can I find Navient's Q4 2024 SEC filings?: You can read the 10-K periodic report (0000950170-25-029207) directly on SEC EDGAR. The filing index links above go to sec.gov.