What is nCino, Inc.'s change in AR?

nCino, Inc. (NCNO) reported change in AR of -$41.21M in Q1 2026.

How has nCino, Inc.'s change in AR changed year-over-year?

nCino, Inc.'s change in AR increased by 9.9% year-over-year, from -$45.72M to -$41.21M.

What is the long-term trend for nCino, Inc.'s change in AR?

Over 4 years (2022 to 2026), nCino, Inc.'s change in AR has grown at a 4.6% compound annual growth rate (CAGR), from $13.51M to $16.18M.

What does change in AR mean?

Increase or decrease in amounts owed by customers — the primary working capital driver for many businesses.

nCino, Inc. NCNO Change in AR

Change in AR at other companies

Fidelity National Information ServicesFIS

$8M-11.1%

Q2 HoldingsQTWO

$22.78M+11.1%

Alkami Technology, Inc.ALKT

-$59K-101%

Diebold NixdorfDBD

-$3.8M-850%

ACI WorldwideACIW

-$10.16M+75.6%

Other financials

Income statement

See full

Revenue$159.4M+10.6%

Gross profit$100.9M+16.8%

Operating income$21.1M+1,496%

Net income$13.6M+145%

EPS (diluted)$0.12+140%

Balance sheet

See full

Cash & equivalents$103.1M-22.8%

Total debt$326.7M+356%

Total equity$970.4M-9.5%

Total assets$1.6B-2.6%

Cash flow

See full

Operating cash flow$81.4M+49.9%

CapEx$614.0K-64.3%

Free cash flow$80.8M+53.6%

Valuation

See full

Market cap$1.6B-25.8%

Enterprise value$1.82B-15.6%

P/E120.6×—

P/S2.6×-1.3×

Profitability

See full

Gross margin61.4%+1.4pp

Operating margin4.3%+3.1pp

Net margin2.2%+1.3pp

FCF margin18.2%—

Returns & leverage

See full

Return on equity1.3%+0.8pp

Debt / equity0.3×+0.3×

Current ratio0.9×-0.2×

Where this comes from

Reported directly by nCino, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInAccountsReceivable.

The official record: nCino, Inc.’s 10-Q, filed May 27, 2026, on SEC EDGAR. View the filing →

Ask your AI about nCino, Inc.'s change in ar.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is nCino, Inc.'s change in AR?: nCino, Inc. (NCNO) reported change in AR of -$41.21M in Q1 2026.
How has nCino, Inc.'s change in AR changed year-over-year?: nCino, Inc.'s change in AR increased by 9.9% year-over-year, from -$45.72M to -$41.21M.
What is the long-term trend for nCino, Inc.'s change in AR?: Over 4 years (2022 to 2026), nCino, Inc.'s change in AR has grown at a 4.6% compound annual growth rate (CAGR), from $13.51M to $16.18M.
What does change in AR mean?: Increase or decrease in amounts owed by customers — the primary working capital driver for many businesses.