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nCino, Inc. NCNO Increase (Decrease) in Costs to Obtain Contracts

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Other financials

Income statement

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Revenue$159.4M+10.6%
Gross profit$100.9M+16.8%
Operating income$21.1M+1,496%
Net income$13.6M+145%
EPS (diluted)$0.12+140%

Balance sheet

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Cash & equivalents$103.1M-22.8%
Total debt$326.7M+356%
Total equity$970.4M-9.5%
Total assets$1.6B-2.6%

Cash flow

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Operating cash flow$81.4M+49.9%
CapEx$614.0K-64.3%
Free cash flow$80.8M+53.6%

Valuation

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Market cap$1.6B-25.8%
Enterprise value$1.82B-15.6%
P/E120.6×
P/S2.6×-1.3×

Profitability

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Gross margin61.4%+1.4pp
Operating margin4.3%+3.1pp
Net margin2.2%+1.3pp
FCF margin18.2%

Returns & leverage

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Return on equity1.3%+0.8pp
Debt / equity0.3×+0.3×
Current ratio0.9×-0.2×

Where this comes from

Reported directly by nCino, Inc. in its filing.

Tagged under the XBRL concept ncno:IncreaseDecreaseInCostsToObtainContracts.

The official record: nCino, Inc.’s 10-Q, filed May 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is nCino, Inc.'s increase (decrease) in costs to obtain contracts?
nCino, Inc. (NCNO) reported increase (decrease) in costs to obtain contracts of $3.43M in Q1 2026.
How has nCino, Inc.'s increase (decrease) in costs to obtain contracts changed year-over-year?
nCino, Inc.'s increase (decrease) in costs to obtain contracts increased by 8.5% year-over-year, from $3.16M to $3.43M.
What is the long-term trend for nCino, Inc.'s increase (decrease) in costs to obtain contracts?
Over 4 years (2022 to 2026), nCino, Inc.'s increase (decrease) in costs to obtain contracts has grown at a 22.7% compound annual growth rate (CAGR), from $11.05M to $25.07M.
What does increase (decrease) in costs to obtain contracts mean?
This measures the cash outflow associated with capitalized incremental costs incurred to secure new customer contracts, such as sales commissions. An increase in this metric indicates higher investment in customer acquisition, while a decrease may suggest a slowdown in sales activity or a change in commission structures. It is a key indicator of the company's growth investment strategy and sales efficiency.