What is nCino, Inc.'s residual financing obligations and assets?

nCino, Inc. (NCNO) reported residual financing obligations and assets of $48.05M in Q1 2026.

How has nCino, Inc.'s residual financing obligations and assets changed year-over-year?

nCino, Inc.'s residual financing obligations and assets decreased by 3.2% year-over-year, from $49.62M to $48.05M.

Revenue$159.4M+10.6%

Gross profit$100.9M+16.8%

Operating income$21.1M+1,496%

Net income$13.6M+145%

EPS (diluted)$0.12+140%

Cash & equivalents$103.1M-22.8%

Total debt$326.7M+356%

Total equity$970.4M-9.5%

Total assets$1.6B-2.6%

Operating cash flow$81.4M+49.9%

CapEx$614.0K-64.3%

Free cash flow$80.8M+53.6%

Market cap$1.61B-25.8%

Gross margin61.4%+1.4pp

Operating margin4.3%+3.1pp

Net margin2.2%+1.3pp

FCF margin18.2%—

Return on equity1.3%+0.8pp

Debt / equity0.3×+0.3×

Current ratio0.9×-0.2×

Reported directly by nCino, Inc. in its filing.

Tagged under the XBRL concept ncno:FinanceLeaseLiabilityResidualFinancingObligationsAndAssets.

The official record: nCino, Inc.’s 10-Q, filed May 27, 2026, on SEC EDGAR. View the filing →

What is nCino, Inc.'s residual financing obligations and assets?: nCino, Inc. (NCNO) reported residual financing obligations and assets of $48.05M in Q1 2026.
How has nCino, Inc.'s residual financing obligations and assets changed year-over-year?: nCino, Inc.'s residual financing obligations and assets decreased by 3.2% year-over-year, from $49.62M to $48.05M.