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Norwood Financial NWFL Annual Loan Review Threshold Amount

Annual Loan Review Threshold Amount at other companies

Greene County Bancorp logo
Greene County BancorpGCBC
$250K0.0%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$750K+500%
Orange County Bancorp logo
Orange County BancorpOBT
$350K0.0%
Hope Bancorp logo
Hope BancorpHOPE
$1M0.0%
National Bank Holdings logo
National Bank HoldingsNBHC
$250K0.0%
Home Bancorp logo
Home BancorpHBCP
$500K0.0%

Other financials

Income statement

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Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

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Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

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Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%
Free cash flow$5.5M-32.1%

Valuation

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Market cap$339.57M+44.4%
P/E13.2×-186×
P/S3.6×-0.7×

Profitability

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Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

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Return on equity10.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept nwfl:AnnualLoanReviewThresholdAmount.

The official record: Norwood Financial’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Norwood Financial's annual loan review threshold amount?
Norwood Financial (NWFL) reported annual loan review threshold amount of $375K in Q4 2025.
How has Norwood Financial's annual loan review threshold amount changed year-over-year?
Norwood Financial's annual loan review threshold amount decreased by 0.0% year-over-year, from $375K to $375K.
What is the long-term trend for Norwood Financial's annual loan review threshold amount?
Over 4 years (2021 to 2025), Norwood Financial's annual loan review threshold amount has grown at a 0.0% compound annual growth rate (CAGR), from $1.5M to $1.5M.
What does annual loan review threshold amount mean?
Defines the specific monetary threshold above which individual loans are subject to a formal annual credit review process. This metric provides insight into the company's internal risk management rigor and the granularity of its credit monitoring policies.