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OppFi OPFI Accrued Expenses

Accrued Expenses at other companies

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Upstart Holdings, Inc.UPST
$170.97M+323%
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$8.91M+148%
LPR
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$2.95M+158%
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Blue Owl Technology FinanceOTF
$87.82M+6.7%

Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$802.7M+167%
Enterprise value$713.71M+204%
P/E12.1×-77.2×
P/S2.1×+1.3×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:OtherAccruedLiabilitiesCurrentAndNoncurrent.

The source filing: OppFi’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 5:23 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001818502-26-000056
Line item20262025
Accrued legal expense$13,000$13,000
Accrual for services rendered and goods purchased11,0179,129
Amount due to bank partners5,6386,513
Accrued payroll and benefits2,9849,839
Accrued income tax payable2,629273
Accrued interest payable2,3472,601
Other2,1512,043
Total$39,766$43,398

Item 1. Financial Statements (Unaudited)

FAQ

What is OppFi's accrued expenses?
OppFi (OPFI) reported accrued expenses of $2.15M in Q1 2026.
How has OppFi's accrued expenses changed year-over-year?
OppFi's accrued expenses decreased by 33.2% year-over-year, from $3.22M to $2.15M.
What is the long-term trend for OppFi's accrued expenses?
Over 3 years (2021 to 2025), OppFi's accrued expenses has grown at a -6.7% compound annual growth rate (CAGR), from $2.51M to $2.04M.
What does accrued expenses mean?
Expenses incurred but not yet paid or invoiced — interest accruals, tax accruals, warranty reserves, and other timing differences.

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