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OppFi OPFI Equity Method Investments

Equity Method Investments at other companies

Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
$41.25M0.0%
Oaktree Specialty Lending logo
Oaktree Specialty LendingOCSL
$2.77B
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$5M
Farmland Partners logo
Farmland PartnersFPI
$3.86M-4.6%
Blue Owl Technology Finance logo
Blue Owl Technology FinanceOTF
$14.07B+16.5%
Medallion Financial logo
Medallion FinancialMFIN
$8.1M-10.0%

Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$748.9M+149%
Enterprise value$659.91M+182%
P/E11.3×-72.0×
P/S+1.2×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:EquityMethodInvestments.

The source filing: OppFi’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 5:23 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001818502-26-000056
Line itemMarch 31, 2026December 31, 2025
Restricted cash(1)36,05543,812
Total cash and restricted cash99,92093,263
Finance receivables at fair value(1)502,558546,236
Equity method investment19,14519,076
Debt issuance costs, net(1)4,4905,034
Property, equipment and software, net32,18427,628
Operating lease right-of-use assets8,4248,834
Deferred tax asset31,49232,647

Item 1. Financial Statements (Unaudited)

FAQ

What is OppFi's equity method investments?
OppFi (OPFI) reported equity method investments of $19.15M in Q1 2026.
How has OppFi's equity method investments changed year-over-year?
OppFi's equity method investments increased by 3.5% year-over-year, from $18.5M to $19.15M.
What does equity method investments mean?
Investments in unconsolidated affiliates and joint ventures where the company has significant influence (typically 20-50% ownership), carried at proportional book value.

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