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OppFi OPFI Business Segments — D&A

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Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$802.7M+167%
Enterprise value$713.71M+204%
P/E12.1×-77.2×
P/S2.1×+1.3×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:DepreciationAndAmortization.

The source filing: OppFi’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 5:23 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001818502-26-000056
Line item20262025
Technology costs3,3292,961
Payment processing fees1,6581,630
Occupancy8711,039
Depreciation and amortization5911,760
General, administrative and other5,0742,416
Total expenses51,93648,318
Income from operations35,36242,492
Other income (expense):

Item 1. Financial Statements (Unaudited)

FAQ

What is OppFi's business segments — D&A?
OppFi (OPFI) reported business segments — D&A of $591K in Q1 2026.
How has OppFi's business segments — D&A changed year-over-year?
OppFi's business segments — D&A decreased by 66.4% year-over-year, from $1.76M to $591K.
What is the long-term trend for OppFi's business segments — D&A?
Over 3 years (2022 to 2025), OppFi's business segments — D&A has grown at a -27.6% compound annual growth rate (CAGR), from $13.58M to $5.16M.
What does business segments — D&A mean?
The non-cash expense allocated to the systematic reduction of the carrying value of tangible and intangible assets over their useful lives within the business segment. It provides insight into the capital intensity of the segment's operations and the ongoing investment in infrastructure.

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