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OppFi OPFI Business Segments — Technology costs

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Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$751.46M+123%
Enterprise value$662.47M+156%
P/E11.4×-22.5×
P/S+1.0×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept opfi:TechnologyCosts.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's business segments — technology costs?
OppFi (OPFI) reported business segments — technology costs of $3.33M in Q1 2026.
How has OppFi's business segments — technology costs changed year-over-year?
OppFi's business segments — technology costs increased by 12.4% year-over-year, from $2.96M to $3.33M.
What is the long-term trend for OppFi's business segments — technology costs?
Over 3 years (2022 to 2025), OppFi's business segments — technology costs has grown at a -1.6% compound annual growth rate (CAGR), from $13.05M to $12.43M.
What does business segments — technology costs mean?
Includes expenses related to software, infrastructure, data processing, and IT support necessary to maintain the segment's digital lending platform. As a tech-enabled finance business, this metric highlights the ongoing investment in the core platform's scalability and security. It is a key indicator of the segment's commitment to digital innovation and operational automation.