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OppFi OPFI Business Segments — Total Revenue

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Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$802.7M+167%
Enterprise value$713.71M+204%
P/E12.1×-77.2×
P/S2.1×+1.3×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The source filing: OppFi’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 5:23 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001818502-26-000056
Line item20262025
Total revenue$151,881$140,268
Charge-offs, net(64,485)(48,512)
Net change in fair value(98)(946)
Change in fair value of finance receivables(64,583)(49,458)
Net revenue87,29890,810
Expenses:
Salaries and employee benefits14,25413,778
Direct marketing costs10,38510,288

Item 1. Financial Statements (Unaudited)

FAQ

What is OppFi's business segments — total revenue?
OppFi (OPFI) reported business segments — total revenue of $151.88M in Q1 2026.
How has OppFi's business segments — total revenue changed year-over-year?
OppFi's business segments — total revenue increased by 8.3% year-over-year, from $140.27M to $151.88M.
What is the long-term trend for OppFi's business segments — total revenue?
Over 3 years (2022 to 2025), OppFi's business segments — total revenue has grown at a 9.7% compound annual growth rate (CAGR), from $452.86M to $597.05M.
What does business segments — total revenue mean?
Represents the total gross income generated by the reportable business segment from its core lending and financial services activities. This figure reflects the aggregate finance charges and fees earned on installment contracts before accounting for interest expenses or credit losses. It serves as the primary indicator of the segment's market scale and top-line growth performance.

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