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OppFi OPFI PP&E (Net)

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Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$802.7M+167%
Enterprise value$713.71M+204%
P/E12.1×-77.2×
P/S2.1×+1.3×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:PropertyPlantAndEquipmentNet.

The source filing: OppFi’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 5:23 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001818502-26-000056
Line itemMarch 31, 2026December 31, 2025
Finance receivables at fair value(1)502,558546,236
Equity method investment19,14519,076
Debt issuance costs, net(1)4,4905,034
Property, equipment and software, net32,18427,628
Operating lease right-of-use assets8,4248,834
Deferred tax asset31,49232,647
Other assets(1)21,77421,372
Total assets$719,987$754,090

Item 1. Financial Statements (Unaudited)

FAQ

What is OppFi's PP&E (net)?
OppFi (OPFI) reported PP&E (net) of $32.18M in Q1 2026.
How has OppFi's PP&E (net) changed year-over-year?
OppFi's PP&E (net) increased by 97.4% year-over-year, from $16.31M to $32.18M.
What is the long-term trend for OppFi's PP&E (net)?
Over 5 years (2020 to 2025), OppFi's PP&E (net) has grown at a 21.2% compound annual growth rate (CAGR), from $10.56M to $27.63M.
What does PP&E (net) mean?
Total property, plant, and equipment minus accumulated depreciation — the net book value of all tangible long-lived assets.

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