Where do OptimumBank Holdings's ratios come from?

Every ratio is computed from OptimumBank Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	33.7%+0.3pp	33.4%+10.3pp	23.1%+1.7pp	21.4%-34.9pp
Free cash flow margin	34.3%-2.9pp	37.2%+14.3pp	22.9%-30.5pp	53.4%+23.1pp
Returns
Return on equity	14.8%-0.4pp	15.2%+5.7pp	9.5%+1.5pp	8%-14.4pp
Return on assets	1.6%+0.1pp	1.5%+0.6pp	0.9%+0.1pp	0.9%-1.3pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$71.65M+34.4%	$48.03M+58.4%	$30.32M+9.5%	$27.68M+48.9%
Enterprise value	-$65.72M-47.1%	-$42.83M+2.9%	-$44.1M-5.0%	-$41.98M-8.7%
Price / earnings	4.1×+0.5×	3.7×-1.2×	4.8×-2.1×	6.9×+3.9×
Price / sales	1.3×+0.1×	1.2×+0.1×	1.1×-0.4×	1.5×-0.2×
Price / book	0.6×+0.1×	0.5×0.0×	0.4×0.0×	0.4×0.0×
EV / sales	-1.2×+1.7×	-1.1×+0.5×	-1.6×+0.6×	-2.2×+1.2×
Free cash flow yield	30.6%-4.4pp	30.4%+9.9pp	20.5%-15.8pp	36.3%+18.1pp
Earnings yield	24.8%-3.3pp	27.3%+6.6pp	20.7%+6.2pp	14.5%-19.3pp
PEG ratio	0.2×+0.1×	0×-0.1×	0.1×—	——

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Where do OptimumBank Holdings's ratios come from?: Every ratio is computed from OptimumBank Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.