What does netdeferredloanfeespercentage mean?

This metric expresses the net deferred loan fees as a percentage of the total loan portfolio. It helps investors understand the magnitude of accounting adjustments relative to the total size of the lending business. A stable or predictable percentage suggests consistent loan origination practices and fee structures.

Pathfinder Bancorp PBHC Netdeferredloanfeespercentage

Netdeferredloanfeespercentage at other companies

First Commonwealth FinancialFCF

$22.7M+42.8%

First Community CorporationFCCO

$2.3M+9.5%

USCB Financial Holdings, Inc.USCB

-$269K-113%

Independent Bank CorporationIBCP

$2.26M+0.5%

BSR

Sierra BancorpBSRR

-$97K+2.0%

ESQ

Esquire Financial Holdings, Inc.ESQ

-$342K+6.0%

Other financials

Income statement

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Revenue$11.5M-9.0%

Net income$2.4M-18.9%

EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%

Total debt$45.0M-28.5%

Total equity$123.6M-1.1%

Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%

CapEx$248.0K-61.1%

Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+10.1%

Enterprise value$105.15M-38.8%

P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp

FCF margin44.5%—

Returns & leverage

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Return on equity-2%-5.4pp

Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept pbhc:Netdeferredloanfeespercentage.

The official record: Pathfinder Bancorp’s 10-K, filed March 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's netdeferredloanfeespercentage?: Pathfinder Bancorp (PBHC) reported netdeferredloanfeespercentage of 0% in Q4 2025.
What does netdeferredloanfeespercentage mean?: This metric expresses the net deferred loan fees as a percentage of the total loan portfolio. It helps investors understand the magnitude of accounting adjustments relative to the total size of the lending business. A stable or predictable percentage suggests consistent loan origination practices and fee structures.