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Peoples Financial Services PFIS Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$19.97M+9.2%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
$158.9M+11.6%
Amalgamated Financial Corp. logo
Amalgamated Financial Corp.AMAL
$66.67M-4.7%
Bankwell Financial Group logo
Bankwell Financial GroupBWFG
$27.92M+29.2%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$98.24M+9.4%
Trico Bancshares logo
Trico BancsharesTCBK
$87.9M+11.5%

Other financials

Income statement

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Revenue$49.8M+8.6%
Net income$14.7M-1.7%
EPS (diluted)$1.47-1.3%

Balance sheet

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Cash & equivalents$328.6M+326%
Total debt$179.3M+1,108%
Total equity$525.5M+9.1%
Total assets$5.4B+8.5%

Cash flow

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Operating cash flow$8.3M-8.5%
CapEx$1.8M+263%
Free cash flow$6.5M-24.3%

Valuation

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Market cap$652.11M+38.9%
Enterprise value$502.82M+23.5%
P/E11.1×-12.4×
P/S3.4×+0.4×

Profitability

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Net margin30.7%+18.0pp
FCF margin21.5%-2.4pp

Returns & leverage

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Return on equity11.7%+6.8pp
Debt / equity0.3×+0.3×

Where this comes from

Reported directly by Peoples Financial Services in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Peoples Financial Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Peoples Financial Services's net interest income (after provisions)?
Peoples Financial Services (PFIS) reported net interest income (after provisions) of $41.48M in Q1 2026.
How has Peoples Financial Services's net interest income (after provisions) changed year-over-year?
Peoples Financial Services's net interest income (after provisions) increased by 5.4% year-over-year, from $39.35M to $41.48M.
What is the long-term trend for Peoples Financial Services's net interest income (after provisions)?
Over 4 years (2021 to 2025), Peoples Financial Services's net interest income (after provisions) has grown at a 18.9% compound annual growth rate (CAGR), from $82.89M to $165.86M.
What does net interest income (after provisions) mean?
Calculated as net interest income minus the provision for credit losses, representing the net revenue generated after accounting for the expected cost of credit risk. This metric provides a more accurate view of the bank's bottom-line profitability from its core lending operations. It is a vital measure for assessing the quality of earnings after adjusting for potential loan defaults.