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Peoples Financial Services PFIS Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Westamerica Bank logo
Westamerica BankWABC
$0-100%
RBB Bancorp logo
RBB BancorpRBB
$419K+6.3%
Park National logo
Park NationalPRK
$1.71M+12.9%
NBT
NBT BancorpNBTB
$2.66M-21.7%
Univest Financial Corporation logo
Univest Financial CorporationUVSP
$1.33M-32.0%
Peoples Bancorp logo
Peoples BancorpPEBO
$1.14M+8.2%

Other financials

Income statement

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Revenue$49.8M+8.6%
Net income$14.7M-1.7%
EPS (diluted)$1.47-1.3%

Balance sheet

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Cash & equivalents$328.6M+326%
Total debt$179.3M+1,108%
Total equity$525.5M+9.1%
Total assets$5.4B+8.5%

Cash flow

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Operating cash flow$8.3M-8.5%
CapEx$1.8M+263%
Free cash flow$6.5M-24.3%

Valuation

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Market cap$652.11M+38.9%
Enterprise value$502.82M+23.5%
P/E11.1×-12.4×
P/S3.4×+0.4×

Profitability

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Net margin30.7%+18.0pp
FCF margin21.5%-2.4pp

Returns & leverage

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Return on equity11.7%+6.8pp
Debt / equity0.3×+0.3×

Where this comes from

Reported directly by Peoples Financial Services in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Peoples Financial Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Peoples Financial Services's bank owned life insurance income?
Peoples Financial Services (PFIS) reported bank owned life insurance income of $497K in Q1 2026.
How has Peoples Financial Services's bank owned life insurance income changed year-over-year?
Peoples Financial Services's bank owned life insurance income decreased by 5.5% year-over-year, from $526K to $497K.
What is the long-term trend for Peoples Financial Services's bank owned life insurance income?
Over 4 years (2021 to 2025), Peoples Financial Services's bank owned life insurance income has grown at a 23.6% compound annual growth rate (CAGR), from $889K to $2.08M.
What does bank owned life insurance income mean?
This represents the periodic earnings or increases in the cash surrender value of life insurance policies held by the bank on the lives of its employees. It serves as a tax-advantaged source of non-interest income that helps offset the costs of employee benefit programs.