Root, Inc. ROOT Loss and loss adjustment expense reserves
Loss and loss adjustment expense reserves at other companies
Other financials
Where this comes from
Reported directly by Root, Inc. in its filing.
Tagged under the XBRL concept root:LiabilityForClaimsAndClaimsAdjustmentExpenseGross.
The official record: Root, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →
Ask your AI about Root, Inc.'s loss and loss adjustment expense reserves.
Connect your AI assistant and compare it to peers, right in your chat.
Connect your AI
Claude
Questions, answered.
- What is Root, Inc.'s loss and loss adjustment expense reserves?
- Root, Inc. (ROOT) reported loss and loss adjustment expense reserves of $472.7M in Q1 2026.
- How has Root, Inc.'s loss and loss adjustment expense reserves changed year-over-year?
- Root, Inc.'s loss and loss adjustment expense reserves increased by 13.0% year-over-year, from $418.5M to $472.7M.
- What is the long-term trend for Root, Inc.'s loss and loss adjustment expense reserves?
- Over 5 years (2020 to 2025), Root, Inc.'s loss and loss adjustment expense reserves has grown at a 15.3% compound annual growth rate (CAGR), from $237.2M to $483.6M.
- What does loss and loss adjustment expense reserves mean?
- This represents the estimated ultimate cost of settling all claims incurred but not yet paid, including both reported claims and those incurred but not reported. It is the primary liability for an insurance company and reflects the actuarial assessment of future obligations. Significant changes in this reserve can indicate shifts in claims experience or changes in the company's underwriting risk profile.