What is SB Financial Group's revenue?

SB Financial Group (SBFG) generated $67.6M in revenue over the trailing twelve months, up 14.2% year over year.

Is SB Financial Group profitable?

SB Financial Group reported $16.1M in net income over the trailing twelve months, a 23.8% net margin.

What is SB Financial Group's earnings per share?

SB Financial Group's diluted EPS over the trailing twelve months is $2.56.

Where does SB Financial Group's income statement data come from?

Every line is extracted from SB Financial Group's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

SB Financial Group SBFG Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Net interest income	$48.45M+21.4%	$39.92M+1.7%	$39.27M-0.3%	$39.4M—
Net interest income after provision for credit losses	$47.15M+18.5%	$39.8M+2.2%	$38.96M-1.1%	$39.4M+7.0%
Total noninterest income	$17.11M+0.5%	$17.02M-4.0%	$17.72M-2.8%	$18.23M-40.6%
Total interest income	$73.92M+14.9%	$64.35M+10.7%	$58.15M+30.5%	$44.57M+6.4%
Total interest expense (banking)	$22.49M+6.9%	$21.04M+43.0%	$14.71M+323%	$3.48M+144%
Selling and marketing	$651K-20.7%	$821K+5.0%	$782K-14.2%	$911K+16.2%
Compensation and benefits	$763K+4.1%	$733K+16.2%	$631K-4.0%	$657K+48.3%
Occupancy and equipment	$3.31M+14.7%	$2.88M-6.8%	$3.1M+3.4%	$2.99M-1.8%
Professional fees	$3.59M+22.8%	$2.93M-3.2%	$3.02M-5.9%	$3.21M+6.2%
Depreciation and amortization	$2.2M+2.2%	$2.15M-3.8%	$2.24M+1.8%	$2.2M-2.9%
Provision for credit losses	$1.31M—	——	——	——
Other operating expenses	$3.09M+14.2%	$2.7M-10.8%	$3.03M+29.8%	$2.34M-3.4%
Total noninterest expense	$47M+9.4%	$42.96M+2.4%	$41.96M-0.8%	$42.31M-5.6%
Interest expense	$25.47M+4.3%	$24.43M+29.4%	$18.88M+265%	$5.17M+28.6%
Interest income	$3.84M+94.5%	$1.97M+133%	$847K—	——
Gain (loss) on disposal of assets	——	——	——	——
Income before income taxes	$17.26M+24.5%	$13.86M-5.9%	$14.72M-3.9%	$15.32M-32.6%
Income tax expense	$3.28M+37.5%	$2.39M-9.0%	$2.62M-6.2%	$2.8M-37.1%
Net income	$13.97M+21.8%	$11.47M-5.2%	$12.1M-3.4%	$12.52M-31.5%
Diluted earnings per share	$2.20+27.9%	$1.72-1.7%	$1.75-1.1%	$1.77-30.6%
Basic earnings per share	$2.19+27.3%	$1.72-2.8%	$1.77-1.1%	$1.79-30.6%
Weighted-average shares, diluted	25.7M-4.2%	26.8M-3.4%	27.7M-2.3%	28.4M-1.1%
Weighted-average shares, basic	25.6M-4.2%	26.7M-2.5%	27.4M-2.7%	28.1M-1.4%
Salaries And Wages	$25.08M+6.2%	$23.6M+3.6%	$22.78M-5.7%	$24.14M-10.0%
Share-based compensation expense related to employee stock plans	$536K-15.9%	$637K+10.6%	$576K+1.4%	$568K—
Pre-tax stock-based compensation cost	——	$600K0.0%	$600K0.0%	$600K—
Amortization Of Financing Costs And Discounts	$432K-12.4%	$493K-5.6%	$522K-41.8%	$897K-27.4%
Amortization of capitalized software and acquired intangible assets	$237K+259%	$66K-26.7%	$90K+30.4%	$69K-2.8%
Bank Owned Life Insurance Income	$2.05M+25.3%	$1.64M0.0%	$1.64M-26.6%	$2.23M+3,615%
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect	——	——	——	-$121.69M—
Cash Paid In Acquisition	——	——	——	——
Changes In Balances Of Revolving Lines Of Credit	-$113K-335%	$48K-17.2%	$58K+198%	-$59K-110%
Charges To Expense For Serp Agreement	$100K-50.0%	$200K0.0%	$200K—	$0-100%
Cash dividend per common share (in dollars per share)	$0.60+7.1%	$0.56+7.7%	$0.52+8.3%	$0.48—
Communication	$511K-2.7%	$525K+4.8%	$501K+5.7%	$474K-18.4%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	$22.73M—	——	$14.38M—	——
Contractually Specified Servicing Fees	——	——	$3.4M—	——
Federal	$3.39M+819%	$369K—	——	——
Customer Service Fees	$3.54M+2.2%	$3.47M+1.9%	$3.4M+0.7%	$3.38M+5.0%
Debt Conversion Converted Instrument Rate	——	——	——	——
Accrued interest receivables reversed through interest income on AFS securities	$600K0.0%	$600K-14.3%	$700K—	——
Federal	-$111K-106%	$2.02M—	——	——
Defined Contribution Plan Employer Matching Contribution Percent	——	——	——	——
Maximum percentage of annual compensation contributed by the participant (percent)	——	——	——	——
Distributed Earnings	$3.85M+2.0%	$3.77M+5.2%	$3.58M+5.1%	$3.41M+8.6%
Dividends, Common Stock	$3.85M+2.1%	$3.77M+5.2%	$3.58M—	——
Effective tax rates	$0.33+10.3%	$0.3—	——	$0.880.0%
Effective Income Tax Rate Reconciliation BOLI Income Amount	$162K+0.6%	$161K—	——	——
Other	$0+156%	-$0.01—	——	——
Effective Income Tax Rate Reconciliation Nondeductible Expense Captive Premium Income	——	——	——	——
State income taxes – net of federal income tax benefit	——	——	——	——
Effective Income Tax Rate Reconciliation Tax BOLI Income	——	——	——	——
Effective Income Tax Rate Reconciliation Tax Credit Lowincome Housing Tax Credits	——	——	——	——
Effective Income Tax Rate Reconciliation Tax Credit Amortization Of LIHTC Investments Net Of Other Benefits	——	——	——	——
Effective Income Tax Rate Reconciliation Tax Exempt Income	——	——	——	——
Employee Stock Ownership Plan (ESOP), Compensation Expense	$200K—	$0-100%	$100K-50.0%	$200K-33.3%
Equipment	$4.54M+4.7%	$4.33M+6.3%	$4.08M+12.8%	$3.62M+10.2%
Fair Value Of Assets Acquired	——	——	——	——
Recoveries	$18K-53.8%	$39K+50.0%	$26K-44.7%	$47K-85.2%
Fixed Consideration Of Cash For Each Shares	——	——	——	——
Gain (Loss) on Disposition of Assets	——	——	——	——
Gain Loss On Disposition Of Other Financial Assets	$143K-1.4%	$145K-66.2%	$429K-24.2%	$566K+258%
Gain Loss On Sale Of Mortgage Loans	$5.02M+9.9%	$4.57M+26.5%	$3.61M-16.0%	$4.3M-75.1%
Gain Loss On Sale Of Other Assets	——	——	——	——
Net gains/(losses) on sales of loans	$5.16M+9.5%	$4.71M+16.6%	$4.04M-17.0%	$4.86M-72.1%
Goodwill Additions	——	——	——	——
Income Tax Reconciliation Amortization Of LIHTC Investments Net Of Other Benefits	$78K0.0%	$78K—	——	——
Income Tax Reconciliation Lowincome Housing Tax Credits	$89K0.0%	$89K—	——	——
Income Tax Reconciliation Nondeductible Expense Captive Premium Income	$117K-20.4%	$147K—	——	——
Income Tax Reconciliation Nondeductible Other Nontaxable And Nondeductible Items Amount	$50K+153%	-$94K—	——	——
Effective Income Tax Rate Reconciliation, Tax Exempt Income, Amount	$103K-7.2%	$111K-5.1%	$117K+5.4%	$111K+30.6%
Increase Decrease In Accrued Interest Receivable Net	$582K+132%	$251K-55.7%	$566K-51.7%	$1.17M+233%
Net decrease in demand, savings, interest checking, and money market investment deposit accounts	——	$89.08M—	——	-$60.76M-124%
Change in federal funds purchased and securities sold under repurchase agreements	-$1.36M+51.6%	-$2.8M-82.4%	-$1.54M—	——
Increase Decrease In Interest Payable Net	-$3.6M-693%	$607K—	——	$5.87M—
Increase (Decrease) in Other Operating Assets	-$5.02M—	——	-$3.89M-293%	$2.01M—
Increase (Decrease) in Time Deposits	——	-$3.71M-106%	$64.63M+88.0%	$34.38M+147%
Add - Incremental shares under stock-based compensation plans (in shares)	$65K+80.6%	$36K—	——	——
Data processing and equipment	$3.84M+24.9%	$3.08M+15.6%	$2.66M+5.9%	$2.51M-2.7%
Initial Allowance For Credit Losses On Acquired PCD Loans	——	——	——	——
Interest Expense Capital Securities	——	——	——	$10.3M0.0%
Interest Expense, Deposits	$22.49M+6.9%	$21.04M+43.0%	$14.71M+323%	$3.48M+11.1%
Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Short Term	$1.47M-14.8%	$1.72M-33.9%	$2.6M+405%	$515K+174%
U.S. Treasury securities sold, not yet purchased	$95K-38.3%	$154K+108%	$74K+89.7%	$39K-7.1%
Interest Expense, Subordinated Notes and Debentures	$778K0.0%	$778K0.0%	$778K0.0%	$778K—
Time deposits	$56.1M+4.5%	$53.7M-0.7%	$54.1M—	——
Interest Expense, Trust Preferred Securities	$637K-13.8%	$739K+3.2%	$716K+98.3%	$361K+81.4%
Interest Income (Expense), after Provision for Loan Loss	$47.15M+18.5%	$39.8M+2.2%	$38.96M-1.1%	$39.4M+7.0%
Interest Income (Expense), Operating	$48.45M+21.4%	$39.92M+1.7%	$39.27M-0.3%	$39.4M—
Interest Income Loan Tax Exempt	$455K-8.3%	$496K+2.7%	$483K+44.2%	$335K+62.6%
Interest Income Loan Taxable	$64.99M+14.3%	$56.86M+10.6%	$51.41M+34.4%	$38.24M+0.7%
Interest Income Operating	$73.92M+14.9%	$64.35M+10.7%	$58.15M—	——
Interest Paid, Excluding Capitalized Interest, Operating Activity	$25.58M+4.3%	$24.52M+42.5%	$17.21M+266%	$4.7M+8.4%
Liabilities Assumed	——	——	——	——
Marketing	$651K-20.7%	$821K+5.0%	$782K-14.2%	$911K+16.2%
Mortgage Loan Servicing Fees	$1.56M-28.4%	$2.18M+3.9%	$2.1M-29.1%	$2.96M+0.8%
Mortgage Servicing Rights Capitalized During The Period	$2.46M+9.2%	$2.26M+33.2%	$1.69M—	——
Mortgage Servicing Rights MSR Impairment Recovery	$289K+805%	-$41K-182%	$50K+104%	-$1.28M+63.8%
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	——	——	——	$18.41M—
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	-$68.09M-135%	-$28.95M—	——	-$165.67M-113%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	——	$9.45M-32.4%	$13.99M-45.3%	$25.57M+48.2%
Net Earnings Allocated To Participating Securities	$33K-2.9%	$34K+21.4%	$28K+3.7%	$27K+22.7%
Net Income Allocated To Common Shares And Participating Securities	$13.97M+21.8%	$11.47M-5.2%	$12.1M-3.4%	$12.52M-31.4%
Noncash Merger Related Costs	——	——	——	——
Noninterest Expense	$47M+9.4%	$42.96M+2.4%	$41.96M-0.8%	$42.31M-5.6%
Number of operating segments	——	——	——	——
Number of reportable segments	——	——	——	——
Net unrealized debt securities gains (losses), net of tax	$8.75M+2,272%	-$403K-118%	$2.29M+107%	-$31.58M-679%
Other comprehensive income (loss)	$8.75M+2,272%	-$403K-118%	$2.29M+107%	-$31.58M—
Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent	$2.33M+2,256%	-$108K—	——	——
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax	$11.08M+2,268%	-$511K-118%	$2.9M+107%	-$39.97M-679%
Payments for (Proceeds from) Federal Home Loan Bank Stock	——	——	——	——
Payments For Proceeds From Loans And Leases	$115.65M+147%	$46.77M+20.7%	$38.74M-72.3%	$139.67M+366%
Payments For Proceeds From Other Interest Earning Assets	——	——	——	——
Payments for Repurchase of Common Stock	$5.69M+19.3%	$4.77M+37.4%	$3.47M-41.2%	$5.9M-38.0%
Payments of Ordinary Dividends, Common Stock	$3.85M+2.1%	$3.77M+5.2%	$3.58M+4.9%	$3.42M+8.8%
Payments to Acquire Debt Securities, Available-for-Sale	——	$1.68M—	——	——
Payments to Acquire Businesses, Net of Cash Acquired	——	——	——	——
Payments to Acquire Productive Assets	$2.6M+112%	$1.23M+28.3%	$958K-49.5%	$1.9M-21.9%
Payments To Fund Longterm Loans To Related Parties	$220K—	——	——	——
Payments To Purchase Loans Held For Sale	$243.96M+12.0%	$217.82M+36.7%	$159.29M-12.1%	$181.19M-62.1%
Postage	$541K+21.0%	$447K+3.5%	$432K+2.4%	$422K+1.9%
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$23.71M+26.2%	$18.79M—	——	$35.88M-28.9%
Proceeds From Payments For In Interest Bearing Deposits In Banks	——	$1.18M-29.8%	$1.69M—	——
Sale of investments	——	——	——	——
Proceeds From Sale Of Loans Held For Sale	$251.67M+16.5%	$216.03M+34.0%	$161.18M-14.9%	$189.52M-61.4%
Dispositions of property, plant, and equipment	——	——	——	——
Total provisions for credit losses	$1.27M+390%	-$440K—	——	——
Provision (benefit) for other credit losses	$1.31M+953%	$124K-60.6%	$315K—	——
Other Nonoperating Expense	$1.27M+390%	-$440K—	——	——
Provision For Unfunded Commitments	——	——	$373K—	——
Public Utilities Approved Equity Capital Structure Percentage	——	——	——	——
Recognition Of Rightofuse Lease Assets	$75K—	——	——	——
Repayments Of Related Party Debt	$321K+873%	$33K-77.1%	$144K—	——
Valuation allowance benefit	-$289K-805%	$41K+182%	-$50K—	——
Stock-based compensation	$536K-15.9%	$637K+10.6%	$576K+1.4%	$568K+28.2%
Stock Issued During Period Shares Conversion Of Convertible Securities	——	——	——	619.7K-36.2%
Stock Issued During Period Shares Treasury Stock Reissued	317.2M+24.9%	253.9M+58,250%	435.2K—	——
Issuance of common stock and reissuance of treasury stock under equity incentive plans, net of forfeitures, value	$5.69M+19.3%	$4.77M+37.4%	$3.47M—	——
Taxes other than income taxes and other – net	$1.09M+20.3%	$907K-4.4%	$949K-12.3%	$1.08M-7.9%
Transfer Of Loans To Foreclosed Assets	——	——	——	——
Undistributed Earnings Loss Allocated To Participating Securities Basic	$10.09M+31.7%	$7.67M-9.6%	$8.48M-6.6%	$9.08M—
Valuation Allowance For Impairment Of Recognized Servicing Assets Period Increase Decrease	$289K+805%	-$41K—	——	$1.28M-62.8%
Wealth Management Fees	$3.54M+0.7%	$3.51M-0.6%	$3.53M-5.3%	$3.73M-2.3%

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Questions, answered.

What is SB Financial Group's revenue?: SB Financial Group (SBFG) generated $67.6M in revenue over the trailing twelve months, up 14.2% year over year.
Is SB Financial Group profitable?: SB Financial Group reported $16.1M in net income over the trailing twelve months, a 23.8% net margin.
What is SB Financial Group's earnings per share?: SB Financial Group's diluted EPS over the trailing twelve months is $2.56.
Where does SB Financial Group's income statement data come from?: Every line is extracted from SB Financial Group's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.