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The Bancorp TBBK Q4 2024 Annual earnings

Reported January 30, 2025 · After market close

Revenue$149.2MBeat by $52.5M
EPS$1.15Beat by $0.02
Revenue estimate$96.8M
EPS estimate$1.13

Next report

Jul 30, 2026 (Today)
Revenue estimate$166.7M
EPS estimate$1.37

Financials

Q4 2024

Income statement

See full
Revenue$159.6M+33.9%
Net income$55.9M+27.0%
EPS (diluted)$1.14+40.7%

Balance sheet

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Cash & equivalents$570.1M-45.1%
Total debt$14.1M-63.5%
Total equity$789.8M-2.2%
Total assets$8.7B+13.3%

Cash flow

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Operating cash flow$66.6M+9.0%
CapEx$607.0K+89.7%
Free cash flow$66.0M+8.5%

Valuation & ratios

Valuation

as of 12/31/24
See full
Market cap$2.52B+22.2%
Enterprise value$1.97B+84.6%
P/E11.6×+0.9×
P/S4.7×+0.3×

Profitability

See full
Net margin40.8%-0.5pp
FCF margin38.4%+1.0pp

Returns & leverage

See full
Return on equity27.2%+1.6pp
Debt / equity0.0×

Segments

By product

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Prepaid Card Fees$24.5M+9.2%
Credit Card Merchant Discount$4.7M+77.6%
Consumer Credit Fintech Fees$3.0M

Versus estimates

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Questions, answered.

When did The Bancorp report Q4 2024 earnings?
The Bancorp (TBBK) reported Q4 2024 earnings on January 30, 2025 after market close.
What were The Bancorp's Q4 2024 revenue and EPS?
The Bancorp reported revenue of $149.2M and eps of $1.15 for Q4 2024.
Did The Bancorp beat estimates in Q4 2024?
Revenue beat the consensus estimate of $96.8M by $52.5M. EPS beat the consensus estimate of $1.13 by $0.02.
Where can I find The Bancorp's Q4 2024 SEC filings?
You can read the 10-K periodic report (0001562762-25-000040) directly on SEC EDGAR. The filing index links above go to sec.gov.