The Hanover Insurance Group THG Business Segments
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Premiums Earned Net by Business | |||||
| Core Commercial Lines | $2.21B+2.9% | $2.15B+4.3% | $2.06B+5.6% | $1.95B— | |
| Personal Lines | $2.55B+4.5% | $2.44B+4.9% | $2.33B+10.2% | $2.11B— | |
| Specialty Lines | $1.4B+5.8% | $1.32B+3.8% | $1.27B+7.2% | $1.19B— | |
| Insurance Services Revenue by Business | |||||
| All Other Segments | $21M+69.4% | $12.4M-19.5% | $15.4M+8.5% | $14.2M-13.4% | |
| Core Commercial Lines | $2.42B+4.1% | $2.32B+4.8% | $2.22B+6.0% | $2.09B+6.6% | |
| Personal Lines | $2.7B+5.1% | $2.56B+5.0% | $2.44B+10.3% | $2.21B+9.1% | |
| Specialty Lines | $1.51B+6.6% | $1.41B+4.5% | $1.35B+7.6% | $1.26B+14.3% | |
| Segment Reporting Other Item Amount by Business | |||||
| All Other Segments | $14.1M+22.6% | $11.5M-17.3% | $13.9M+216% | -$12M— | |
| Core Commercial Lines | $9M+4.7% | $8.6M+45.8% | $5.9M+228% | -$4.6M— | |
| Personal Lines | $7.1M+1.4% | $7M+12.9% | $6.2M+213% | -$5.5M— | |
| Specialty Lines | -$8.6M-209% | $7.9M+14.5% | $6.9M+211% | -$6.2M— | |
| Net Investment Income by Business | |||||
| All Other Segments | $20.8M+89.1% | $11M-11.3% | $12.4M+10.7% | $11.2M-5.9% | |
| Core Commercial Lines | $202.5M+18.8% | $170.4M+12.3% | $151.8M+11.5% | $136.2M-7.0% | |
| Personal Lines | $128.5M+20.4% | $106.7M+10.2% | $96.8M+11.5% | $86.8M-2.9% | |
| Specialty Lines | $102.6M+21.4% | $84.5M+18.8% | $71.1M+14.5% | $62.1M-1.3% | |
| Operating Income by Business | |||||
| All Other Segments | $6.2M+1,340% | -$500K+37.5% | -$800K— | —— | |
| Core Commercial Lines | $250.9M-10.9% | $281.6M+68.4% | $167.2M— | —— | |
| Personal Lines | $379.8M+241% | $111.3M— | —— | -$8.8M-106% | |
| Specialty Lines | $296.1M+14.9% | $257.7M+5.8% | $243.5M+30.9% | $186M+41.0% | |
| Fees Commissions And Other Income by Business | |||||
| All Other Segments | $200K-85.7% | $1.4M-53.3% | $3M0.0% | $3M— | |
| Core Commercial Lines | $5.2M+4.0% | $5M+6.4% | $4.7M+17.5% | $4M— | |
| Personal Lines | $14.7M-6.4% | $15.7M-6.0% | $16.7M+18.4% | $14.1M— | |
| Specialty Lines | $4.8M-18.6% | $5.9M-7.8% | $6.4M+18.5% | $5.4M— | |
| Supplementary Insurance Information Premium Revenue by Business | |||||
| Core Commercial Lines | $2.21B+2.9% | $2.15B+4.3% | $2.06B+5.6% | $1.95B+7.7% | |
| Personal Lines | $2.55B+4.5% | $2.44B+4.9% | $2.33B+10.2% | $2.11B+9.5% | |
| Specialty Lines | $1.4B+5.8% | $1.32B+3.8% | $1.27B+7.2% | $1.19B+15.4% | |
| Supplementary Insurance Information Net Investment Income by Business | |||||
| All Other Segments | $20.8M+89.1% | $11M-11.3% | $12.4M+10.7% | $11.2M-5.9% | |
| Core Commercial Lines | $202.5M+18.8% | $170.4M+12.3% | $151.8M+11.5% | $136.2M-7.0% | |
| Personal Lines | $128.5M+20.4% | $106.7M+10.2% | $96.8M+11.5% | $86.8M-2.9% | |
| Specialty Lines | $102.6M+21.4% | $84.5M+18.8% | $71.1M+14.5% | $62.1M-1.3% | |
| Policyholder Benefits And Claims Incurred Net by Business | |||||
| All Other Segments | $700K-50.0% | $1.4M-39.1% | $2.3M+91.7% | $1.2M— | |
| Core Commercial Lines | $1.41B+8.4% | $1.3B-3.9% | $1.35B+1.4% | $1.34B— | |
| Personal Lines | $1.64B-9.3% | $1.81B-15.2% | $2.13B+29.7% | $1.64B— | |
| Specialty Lines | $676.9M+4.7% | $646.7M+0.2% | $645.5M+0.6% | $641.8M— | |
| Underwriting Income Loss by Business | |||||
| All Other Segments | -$700K+50.0% | -$1.4M+39.1% | -$2.3M-91.7% | -$1.2M-20.0% | |
| Core Commercial Lines | $52.2M-54.5% | $114.8M+592% | $16.6M+118% | -$93.1M— | |
| Personal Lines | $243.7M— | —— | -$422.4M-305% | -$104.2M-260% | |
| Specialty Lines | $197.3M+12.6% | $175.2M+1.3% | $172.9M+38.7% | $124.7M+79.7% | |
| Supplementary Insurance Information Benefits Claims Losses And Settlement Expense by Business | |||||
| All Other Segments | $700K-50.0% | $1.4M-39.1% | $2.3M+91.7% | $1.2M+20.0% | |
| Core Commercial Lines | $1.41B+8.4% | $1.3B-3.9% | $1.35B+1.4% | $1.34B+9.5% | |
| Personal Lines | $1.64B-9.3% | $1.81B-15.2% | $2.13B+29.7% | $1.64B+24.3% | |
| Specialty Lines | $676.9M+4.7% | $646.7M+0.2% | $645.5M+0.6% | $641.8M+8.6% | |
| Supplementary Insurance Information Other Operating Expense by Business | |||||
| All Other Segments | $14.1M-19.4% | $17.5M-12.9% | $20.1M-1.0% | $20.3M+8.0% | |
| Core Commercial Lines | $274.7M-1.2% | $277.9M+10.8% | $250.9M+9.3% | $229.6M+3.1% | |
| Personal Lines | $238.6M+2.0% | $234M+10.6% | $211.6M+2.2% | $207M+0.2% | |
| Specialty Lines | $165.5M+3.1% | $160.6M+20.6% | $133.2M+6.7% | $124.8M+8.5% | |
| Supplementary Insurance Information Premiums Written by Business | |||||
| Core Commercial Lines | $2.27B+3.6% | $2.2B+4.2% | $2.11B+5.4% | $2B+7.2% | |
| Personal Lines | $2.61B+3.7% | $2.51B+4.3% | $2.41B+7.9% | $2.23B+11.1% | |
| Specialty Lines | $1.44B+4.9% | $1.37B+6.2% | $1.29B+4.0% | $1.24B+11.2% | |
| Prior Year Claims Adjustment Expense Excluding Catastrophes by Business | |||||
| All Other Segments | $700K-50.0% | $1.4M-39.1% | $2.3M+91.7% | $1.2M— | |
| Core Commercial Lines | -$7.1M+59.9% | -$17.7M-477% | $4.7M+146% | -$10.3M— | |
| Personal Lines | -$7.2M-46.9% | -$4.9M-119% | $25.9M+224% | $8M— | |
| Specialty Lines | -$56.8M-22.9% | -$46.2M+5.3% | -$48.8M-150% | -$19.5M— | |
| Supplemental Information For Property Casualty Insurance Underwriters Prior Year Claims And Claims Adjustment Expense by Business | |||||
| All Other Segments | $700K-50.0% | $1.4M-39.1% | $2.3M+91.7% | $1.2M+20.0% | |
| Core Commercial Lines | -$18.1M+63.8% | -$50M-2,400% | -$2M+92.8% | -$27.6M— | |
| Specialty Lines | -$60.8M— | —— | -$57.1M-102% | -$28.2M— | |
| Current Accident Year Losses And LAE by Business | |||||
| Core Commercial Lines | $1.31B+5.1% | $1.24B+5.4% | $1.18B+2.2% | $1.15B— | |
| Personal Lines | $1.52B-2.1% | $1.55B-4.9% | $1.63B+11.7% | $1.46B— | |
| Specialty Lines | $699.6M+6.7% | $655.4M+0.6% | $651.2M+3.6% | $628.6M— | |
| Prior Year Favorable Catastrophe Development by Business | |||||
| Personal Lines | -$11M— | —— | —— | —— | |
| Catastrophe Losses by Business | |||||
| Core Commercial Lines | $124.4M+13.6% | $109.5M-38.5% | $178M-15.6% | $211M— | |
| Personal Lines | $139.8M-45.4% | $256.2M-44.4% | $460.7M+184% | $162.2M— | |
| Specialty Lines | $38.1M-27.0% | $52.2M+1.6% | $51.4M+24.2% | $41.4M— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does The Hanover Insurance Group break its business down?
- The Hanover Insurance Group (THG) reports premiums earned net by business across 4 parts — All Other Segments, Core Commercial Lines, Personal Lines and Specialty Lines. Each is extracted from the segment footnotes and tracked over time.
- Where does The Hanover Insurance Group's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in The Hanover Insurance Group's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
