Skip to content

UMB Financial UMBF Commercial Banking — Fees And Commissions Credit Cards

Discontinued — last reported Q1 '18

Similar metrics at other companies

Wells Fargo & Company logo
WFCCommercial Banking — Card fees
$55M+12.2%
M&T Bank logo
MTBCommercial Banking — Merchant Discount And Credit Card Fees
$19.49M+9.9%
Wells Fargo & Company logo
WFCCommercial Banking — Other Credit And Debit Card Fees
$0
Bank of America logo
BACConsumer Banking — Fees And Commissions1
$2.01B+0.8%
Western Alliance Bancorporation logo
WALCommercial Segment — Debit and credit card interchange fees
$1.7M+6.3%
M&T Bank logo
MTBCommercial Bank — Merchant Discount And Credit Card Interchange Fees
$17M0.0%

Other financials

Income statement

See full
Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

See full
Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

See full
Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

See full
Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

See full
Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

See full
Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:FeesAndCommissionsCreditCards.

The official record: UMB Financial’s 10-Q, filed May 3, 2018, on SEC EDGAR. View the filing →

Questions, answered.

What does commercial banking — fees and commissions credit cards mean?
Revenue earned from fees and commissions associated with commercial credit card programs.
How do you interpret commercial banking — fees and commissions credit cards?
An increase signals growth in the commercial card portfolio, higher card usage by business clients, or improved fee structures, while a decrease may signal reduced business spending or increased competition in the payments sector.
How does commercial banking — fees and commissions credit cards compare across companies?
Peers typically disclose this as 'Credit card fees' or 'Card interchange income' within the non-interest income section of the income statement.