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Unity Bancorp UNTY Interest On SB Loans

Interest On SB Loans at other companies

Ready Capital logo
Ready CapitalRC
$22.84M-23.9%
GBC
Glacier BancorpGBCI
$258.62M+31.0%
Provident Financial Services logo
Provident Financial ServicesPFS
$77.9M+2.7%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
$1.05M+196%
Colony Bankcorp logo
Colony BankcorpCBAN
$942K+3.5%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
$1.41M-25.4%

Other financials

Income statement

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Revenue$33.6M+14.5%
Net income$14.3M+23.2%
EPS (diluted)$1.40+23.9%

Balance sheet

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Cash & equivalents$229.2M+8.3%
Total debt$5.0M+4.2%
Total equity$358.1M+17.0%
Total assets$3.0B+9.4%

Cash flow

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Operating cash flow$14.9M-16.4%
CapEx$425.0K+52.3%
Free cash flow$14.5M-17.5%

Valuation

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Market cap$581.77M+32.4%
P/E9.6×-0.5×
P/S4.3×+0.3×

Profitability

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Net margin44.6%+5.4pp
FCF margin30.3%

Returns & leverage

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Return on equity18.3%+3.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept unty:InterestOnSBLoans.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's interest on SB loans?
Unity Bancorp (UNTY) reported interest on SB loans of $844K in Q1 2026.
How has Unity Bancorp's interest on SB loans changed year-over-year?
Unity Bancorp's interest on SB loans decreased by 9.6% year-over-year, from $934K to $844K.
What is the long-term trend for Unity Bancorp's interest on SB loans?
Over 4 years (2021 to 2025), Unity Bancorp's interest on SB loans has grown at a 3.9% compound annual growth rate (CAGR), from $3.25M to $3.79M.
What does interest on SB loans mean?
Captures interest revenue generated specifically from Small Business (SB) loans. This metric highlights the bank's success in penetrating the small business lending market, which is a core component of community-oriented banking strategies. It reflects the volume and pricing power of the bank's small business credit products.