SoFi Technologies, Inc. Lending — Advertising Expense increased by 8.8% to $96.91M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 43.0%, from $67.77M to $96.91M. Over 3 years (FY 2022 to FY 2025), Lending — Advertising Expense shows an upward trend with a 22.5% CAGR.
High spending is necessary for growth, but should be balanced against the lifetime value of acquired customers.
Direct costs incurred for marketing and advertising campaigns specifically aimed at acquiring new lending customers. Thi...
Customer acquisition costs (CAC) or marketing spend in financial services.
sofi_segment_lending_advertising_expense| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $44.57M | $44.57M | $44.57M | $44.57M | $45.97M | $45.97M | $45.97M | $45.97M | $44.77M | $55.83M | $51.59M | $66.38M | $67.77M | $79.31M | $91.60M | $89.06M | $96.91M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +3.2% | +0.0% | +0.0% | +0.0% | -2.6% | +24.7% | -7.6% | +28.7% | +2.1% | +17.0% | +15.5% | -2.8% | +8.8% |
| YoY Change | — | — | — | — | +3.2% | +3.2% | +3.2% | +3.2% | -2.6% | +21.4% | +12.2% | +44.4% | +51.4% | +42.1% | +77.6% | +34.2% | +43.0% |