What are Affirm Holdings, Inc.'s total assets?

Affirm Holdings, Inc. (AFRM) holds $13.1B in total assets, up 25.9% year over year.

How much debt does Affirm Holdings, Inc. have?

Affirm Holdings, Inc. carries $9.3B in total debt against $3.8B of shareholders' equity, a debt-to-equity ratio of 2.47.

How much cash does Affirm Holdings, Inc. have?

Affirm Holdings, Inc. holds $2.5B in cash and equivalents.

Where does Affirm Holdings, Inc.'s balance sheet data come from?

Every line is extracted from Affirm Holdings, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Affirm Holdings, Inc. AFRM Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Cash and cash equivalents	$1.76B+35.6%	$1.3B+2.8%	$1.26B-18.8%	$1.55B-8.4%
Restricted cash	$401.97M+42.4%	$282.29M-23.3%	$367.92M+24.4%	$295.64M+30.8%
Prepaid expenses and other current assets	$44.91M+55.9%	$28.8M-19.2%	$35.63M-5.0%	$37.5M+78.0%
Derivative assets	$45.82M+166%	$17.21M-66.0%	$50.55M+1.1%	$49.98M+1,636%
Loans held for sale	$0-100%	$36K-52.6%	$76K-97.2%	$2.67M-79.5%
Property and equipment, net	$572.64M+33.9%	$427.69M+47.4%	$290.14M+69.2%	$171.48M+174%
Accumulated depreciation	$455.32M+88.0%	$242.21M+95.2%	$124.07M+106%	$60.34M+1,035%
Operating lease right-of-use assets	——	——	——	——
Goodwill	$534.16M+0.1%	$533.44M-1.7%	$542.57M+0.6%	$539.53M+4.5%
Intangible assets, net	$12.94M-4.2%	$13.5M-60.8%	$34.43M-56.4%	$78.94M+16.2%
Other non-current assets	$295.36M-1.3%	$299.34M+7.4%	$278.61M-1.0%	$281.57M+2.5%
Equity method investments	$40.28M+6.5%	$37.81M-12.4%	$43.17M—	——
Total investment securities	$963.4M-23.3%	$1.26B-9.4%	$1.39B-32.7%	$2.06B+1,193%
Available-for-sale securities	$218.93M-17.7%	$265.86M+2.4%	$259.65M-13.3%	$299.56M—
Net loans	$426.18M+20.7%	$353.03M+77.3%	$199.09M+40.1%	$142.05M+55.1%
Gross loans	$6.63B+18.2%	$5.61B+28.5%	$4.36B+74.2%	$2.5B+23.8%
Allowance for credit losses	$396.93M+28.4%	$309.1M+51.1%	$204.53M+31.6%	$155.39M+32.0%
Mortgage servicing rights	$906K+57.8%	$574K-34.8%	$880K-26.2%	$1.19M-49.3%
Total assets	$11.15B+17.2%	$9.52B+16.7%	$8.16B+16.9%	$6.97B+43.3%
Accounts payable	$232.06M+42.0%	$163.39M+33.8%	$122.13M-77.9%	$553.5M+365%
Accrued expenses	$72.81M+22.1%	$59.61M+17.6%	$50.7M-24.7%	$67.34M+41.3%
Current portion of long-term debt	——	——	——	——
Operating lease liabilities, current	$31.94M-19.1%	$39.49M-24.9%	$52.56M-20.0%	$65.71M-12.3%
Accrued interest	$24.47M+0.6%	$24.33M+80.2%	$13.5M+103%	$6.66M+142%
Long-term debt	——	——	——	——
Operating Lease Liabilities (Total)	$31.94M-19.1%	$39.49M-24.9%	$52.56M-20.0%	$65.71M-12.3%
Other non-current liabilities	$52.52M+71.2%	$30.68M+26.0%	$24.36M-50.1%	$48.76M+152%
Total liabilities	$11.34M-99.8%	$6.79B+20.7%	$5.62B+29.1%	$4.36B+90.1%
Additional paid-in capital	$6.14B+4.7%	$5.86B+14.0%	$5.14B+21.5%	$4.23B+22.0%
Retained earnings	-$3.06B+1.7%	-$3.11B-20.0%	-$2.59B-61.4%	-$1.61B-78.7%
Accumulated other comprehensive income (loss)	-$15.07M+30.1%	-$21.57M-39.8%	-$15.42M-116%	-$7.15M-206%
Total stockholders' equity	$3.07B+12.3%	$2.73B+7.8%	$2.53B-3.2%	$2.62B+1.7%
Total liabilities and stockholders' equity	$11.15B+17.2%	$9.52B+16.7%	$8.16B+16.9%	$6.97B+43.3%
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)	$673.11M-27.5%	$928.97M-10.2%	$1.03B-35.6%	$1.6B—
Available-for-Sale Debt Securities - Amortized Cost (<1 Year)	$673.11M-27.5%	$928.97M-10.2%	$1.03B-35.6%	$1.6B—
Available-for-Sale Debt Securities - Fair Value (Maturing Within 1 Year)	$673.54M-27.4%	$927.22M-10.0%	$1.03B-35.6%	$1.6B—
Available-for-Sale Debt Securities - Unrealized Loss Position (>=12 Months)	$16.98M-91.1%	$191.5M-6.8%	$205.46M—	$0—
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)	$16.98M-91.1%	$191.5M-6.8%	$205.46M—	$0—
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$338.06M-46.9%	$636.07M-3.5%	$659.31M-62.8%	$1.77B—
Available-for-Sale Debt Securities - Unrealized Loss Position (<12 Months)	$338.06M-46.9%	$636.07M-3.5%	$659.31M-62.8%	$1.77B—
Available-for-Sale Debt Securities - Unrealized Loss Position	$175K-93.8%	$2.81M-67.4%	$8.62M+13.2%	$7.62M—
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value	$16.98M-91.1%	$191.5M-6.8%	$205.46M—	$0—
AFS and Trading Securities - Unrealized Loss Position Fair Value	$355.04M-57.1%	$827.56M-4.3%	$864.76M-51.2%	$1.77B—
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$338.06M-46.9%	$636.07M-3.5%	$659.31M-62.8%	$1.77B—
Allowance for Doubtful Accounts	$18.8M+26.2%	$14.9M+15.5%	$12.9M-7.2%	$13.9M+239%
Allowance for Doubtful Accounts Receivable (Current)	$18.8M+26.2%	$14.9M+15.5%	$12.9M-7.2%	$13.9M+239%
Cash, Cash Equivalents, and Marketable Securities	$355.04M-57.1%	$827.56M-4.3%	$864.76M-51.2%	$1.77B—
Derivative Assets - Fair Value	$45.82M—	——	——	——
Equipment Installment Plan Receivables, Gross	$7.03B+23.9%	$5.67B+28.8%	$4.4B+75.9%	$2.5B+23.8%
Financing Receivables	$6.63B+23.6%	$5.36B+27.7%	$4.2B+78.8%	$2.35B+23.3%
Loans and Lending Commitments	$6.63B+23.6%	$5.36B+27.7%	$4.2B+78.8%	$2.35B+23.3%
Trading Securities in Marketable Securities	$40.28M+6.5%	$37.81M-12.4%	$43.17M—	——
Loans 90+ Days Past Due	$47.6M+23.3%	$38.6M+84.7%	$20.9M-7.9%	$22.7M+1,964%
Purchased Credit Deteriorated Loans	$6.63B+23.6%	$5.36B+27.7%	$4.2B+78.8%	$2.35B+23.3%
Derivative Assets, Non-Current	$45.82M—	——	——	——
Equity Securities Without Readily Determinable Fair Value - Cumulative Downward Adjustments	$40.28M+6.5%	$37.81M-12.4%	$43.17M—	——
Intangible Assets Gross (Excluding Goodwill)	$103.99M+0.8%	$103.21M-0.5%	$103.7M+9.6%	$94.65M+29.2%
Investments - Amortized Cost Basis	$40.28M+6.5%	$37.81M-12.4%	$43.17M—	——
Net Investment in Lease	$19.12M-12.5%	$21.86M-27.5%	$30.17M-40.5%	$50.67M-12.4%
Net Operating Loss Carryforwards	$13.93M—	——	——	——
Commercial agreement assets	$57.21M-45.3%	$104.6M-41.1%	$177.67M-32.5%	$263.2M+15.8%
Other intangible assets—net	$12.94M-4.2%	$13.5M-60.8%	$34.43M-56.4%	$78.94M+16.2%
Operating lease right-of-use assets	$19.12M-12.5%	$21.86M-27.5%	$30.17M-40.5%	$50.67M-12.4%
Other Assets	$295.36M-1.3%	$299.34M+7.4%	$278.61M-1.0%	$281.57M+2.5%
Property, plant and equipment at cost	$1.03B+53.5%	$669.89M+61.7%	$414.21M+78.7%	$231.82M—
Fair value of servicing rights	$906K+57.8%	$574K-34.8%	$880K-26.2%	$1.19M-49.3%
Operating Lease Right-of-Use Assets in Other Assets	$19.12M-12.5%	$21.86M-27.5%	$30.17M-40.5%	$50.67M-12.4%
Other Investments	$871.43M-23.0%	$1.13B-3.7%	$1.17B-26.4%	$1.6B+9,766%
Convertible Debt - Current	$1.15B-14.0%	$1.34B-5.1%	$1.41B-17.1%	$1.71B—
Derivative Liabilities - Fair Value	$105K+176%	$38K—	$0—	$0—
Lease Liability Payments - 2020 (Remaining Three Months)	——	——	——	——
Operating Lease Liability Payments - 2024 (Lessee)	——	——	——	——
Operating Lease Liability Payments - 2025 (Lessee)	——	——	——	——
Lease Liability Payments - Due Year Two	——	——	——	——
Lease Liability Payments - Due Year Three	——	——	——	——
Lease Liability Payments - Due Year Four	——	——	——	——
Lease Liability Payments - Remainder of Fiscal Year	——	——	——	——
Operating Lease Liability Payments Due	——	——	——	——
Operating Lease Liability - Undiscounted Excess Amount	——	——	——	——
Debt Instrument Face Amount	$1.62B-11.7%	$1.84B+4.1%	$1.76B+162%	$672.58M-1.2%
Debt Maturity - 2024	——	——	——	——
Debt Maturity - 2027	——	——	——	——
Debt - Unamortized Discount (Premium) and Issuance Costs, Net	——	——	——	——
Operating Lease Liability Payments - 2026 (Lessee)	——	——	——	——
Operating Lease Liability Payments - 2027 (Lessee)	——	——	——	——
Operating Lease Liability Payments - 2028 (Lessee)	——	——	——	——
Accrued expenses and other liabilities	$157.27M+6.7%	$147.43M-18.5%	$180.88M-23.9%	$237.6M-26.6%
Accrued taxes and other expenses	$72.81M+22.1%	$59.61M+17.6%	$50.7M-24.7%	$67.34M+41.3%
Payable to third-party loan owners	$211.7M+32.6%	$159.64M+196%	$53.85M-24.6%	$71.38M+42.5%
Total Carrying Value of Debt	——	——	——	——
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss	$14K-99.4%	$2.16M-52.9%	$4.59M—	$0—
Investments - Gross Unrealized Losses	$355.04M-57.1%	$827.56M-4.3%	$864.76M-51.2%	$1.77B—
Number of Exercisable Options	——	——	——	——
Share-Based Payment Award Options Outstanding - Number	13M-22.9%	16.8M-9.2%	18.5M-4.2%	19.3M-39.0%
Shares Reserved for Future Issuance Under Stock Plans	93M+2.0%	91.1M+1.4%	89.8M+6.5%	84.3M-4.4%
Unrealized Gains on Investments	$1.47M+72.0%	$853K+349%	$190K-8.2%	$207K+614%
Unrealized Losses on Investments (Before Tax)	$217K-92.5%	$2.9M-68.1%	$9.09M+10.5%	$8.23M—
Warrants and Rights Outstanding	18.5M—	——	——	——
Weighted Average Exercise Price of Exercisable Options	——	——	——	——
Weighted Average Exercise Price of Outstanding Options	$19.12+20.7%	$15.84+10.5%	$14.34-5.8%	$15.22+46.1%
Aggregate Notional Principal Outstanding	$9.07B+803%	$1B-65.4%	$2.9B+71.8%	$1.69B—
Nonperforming Loans and Leases Percentage	$7.03B+23.9%	$5.67B+28.8%	$4.4B+75.9%	$2.5B+23.8%
Components	67-51.1%	137-99.9%	142K-47.4%	270K—
Cumulative Cost Basis	$1.03B+53.5%	$669.89M+61.7%	$414.21M+78.7%	$231.82M+1,336%
Derivative Notional Amount	$9.07B+803%	$1B-65.4%	$2.9B+71.8%	$1.69B—
Gross Assets/Liabilities	$105K+176%	$38K—	$0—	$0—
Line of Credit Maximum Borrowing Capacity	——	——	——	——
Accounts Receivable, after Allowance for Credit Loss	$426.18M+20.7%	$353.03M+77.3%	$199.09M+40.1%	$142.05M+55.1%
Accounts Receivable, Allowance for Credit Loss	$18.8M+26.2%	$14.9M+15.5%	$12.9M-7.2%	$13.9M+239%
Payables for repurchase agreements	——	——	——	——
Repurchase liability	——	——	——	——
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax	$217K-92.5%	$2.9M-68.1%	$9.09M+10.5%	$8.23M—
Gross Unrealized Gains	$1.47M+72.0%	$853K+349%	$190K-8.2%	$207K+614%
1 Year or Less	$673.54M-27.4%	$927.22M-10.0%	$1.03B-35.6%	$1.6B—
After 1 Year through 5 Years	$218.93M-17.7%	$265.86M+2.4%	$259.65M-13.3%	$299.56M—
Processing reserves	$90.83M+62.9%	$55.75M-7.1%	$60.04M+127%	$26.48M+88.6%
Exercisable, warrants outstanding (in shares)	——	——	——	——
Warrants exercisable (in USD per share)	——	——	——	——
Class Of Warrant Or Right Exercise Price Of Warrants Or Rights1	$81.08—	——	——	——
Class of Warrant or Right, Outstanding	$18.5M—	——	——	——
Profit share liability	$9.32M—	——	——	——
Common stock, capital shares reserved for future issuance	$92.97M+2.0%	$91.11M+1.4%	$89.82M+6.5%	$84.31M-4.4%
Convertible Debt	$1.15B-14.0%	$1.34B-5.1%	$1.41B-17.1%	$1.71B—
Long-term debt, gross	——	——	——	——
Cost or Amortized Cost	$892.17M-25.4%	$1.2B-8.0%	$1.3B-31.9%	$1.91B—
Available-for-sale securities, allowance for credit loss	$941K+41.7%	$664K+46.6%	$453K+2,057%	$21K—
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$14K-99.4%	$2.16M-52.9%	$4.59M—	$0—
Less than 12 months	$338.06M-46.9%	$636.07M-3.5%	$659.31M-62.8%	$1.77B—
12 months or more	$16.98M-91.1%	$191.5M-6.8%	$205.46M—	$0—
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$161K-75.2%	$648K-83.9%	$4.03M-47.1%	$7.62M—
Estimated Fair Value	$892.48M-25.2%	$1.19B-7.5%	$1.29B-32.1%	$1.9B—
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	$175K-93.8%	$2.81M-67.4%	$8.62M+13.2%	$7.62M—
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	$67-51.1%	$137-99.9%	$142K-47.4%	$270K—
Debt Securities, Available-for-Sale, Unrealized Loss Position	$355.04M-57.1%	$827.56M-4.3%	$864.76M-51.2%	$1.77B—
Derivatives	$45.82M—	——	——	——
Derivative Liability	$105K+176%	$38K—	$0—	$0—
Notional	$9.07B+803%	$1B-65.4%	$2.9B+71.8%	$1.69B—
Trading securities, cost	$40.28M+6.5%	$37.81M-12.4%	$43.17M—	——
Accrued interest receivable	$67.95M+8.2%	$62.8M+52.9%	$41.08M+98.5%	$20.7M+33.8%
Principal Balance	$7.05B+23.7%	$5.7B+28.0%	$4.45B+76.9%	$2.52B+22.2%
Loans modified after 12 months	——	——	——	——
Financing Receivable, Excluding Accrued Interest, Nonaccrual	$6.2M+138%	$2.6M+44.4%	$1.8M+5.9%	$1.7M—
Prior	$36K-73.1%	$134K+1,017%	$12K+500%	$2K—
Year one	$6.58B+24.1%	$5.3B+25.7%	$4.22B+84.2%	$2.29B—
Year four	$4.41M+961%	$416K-89.6%	$4.01M+549%	$618K—
Year five	$151K+39.8%	$108K-60.1%	$271K+230%	$82K—
Year two	$319.68M+13.1%	$282.74M+154%	$111.13M-29.8%	$158.32M—
Year three	$53.08M+126%	$23.45M-24.2%	$30.94M-17.7%	$37.61M—
Financing Receivable, Including Loans Held-for-Sale, Excluding Accrued Interest, Before Allowance For Credit Loss	$6.96B+24.1%	$5.61B—	——	——
Financing Receivable, Loss On Self-Organizing Loans	$27.56M-20.9%	$34.83M-22.9%	$45.15M+121%	$20.44M—
Financing receivable, modified, number of deferrals	——	——	——	——
With an allowance	$47.6M+23.3%	$38.6M+84.7%	$20.9M-7.9%	$22.7M—
Financing Receivable, Unamortized Purchase Discount	$75.12M+18.0%	$63.68M+24.4%	$51.19M+147%	$20.69M-61.1%
Premiums on loans held for investment	$9.82M+25.5%	$7.82M+9.6%	$7.14M-19.9%	$8.91M+26.0%
Finite-Lived Intangible Assets, Accumulated Amortization	$91.06M+1.5%	$89.71M+29.5%	$69.26M+142%	$28.63M+439%
Indefinite- lived intangible impairment	$103.99M+0.8%	$103.21M-0.5%	$103.7M+9.6%	$94.65M+29.2%
Intangible Assets, Net (Excluding Goodwill And Not Yet Placed Into Service)	$12.94M-4.2%	$13.5M-60.8%	$34.43M-47.8%	$66.02M—
Lessee Operating Lease Liability Payments Due	——	——	——	——
Thereafter	——	——	——	——
Lessee Operating Lease Liability Undiscounted Excess Amount	——	——	——	——
Amount outstanding under the credit facility	$1.62B-11.7%	$1.84B+4.1%	$1.76B+162%	$672.58M-1.2%
Committed Revolving Credit Facilities	——	——	——	——
2028	——	——	——	——
2029	——	——	——	——
2030	——	——	——	——
2027	——	——	——	——
Remainder of 2026	——	——	——	——
Thereafter	——	——	——	——
Marketable Securities	$963.4M-23.3%	$1.26B-9.4%	$1.39B-32.7%	$2.06B+1,193%
Number of classes of common stock	——	——	——	——
Operating Lease Weighted Average Discount Rate Percent	——	——	——	——
Other Assets, Miscellaneous	$13.17M+65.4%	$7.96M+87.7%	$4.24M-94.3%	$73.76M+147%
Performance fee liability	$1.87M—	——	——	——
Prepaid merchant incentives	$2.11M—	——	——	——
Prepaid payroll taxes for stock-based compensation	$25.19M+17.7%	$21.4M+49.2%	$14.34M—	——
Assets pledged as collateral	$4.5M-48.9%	$8.8M—	——	——
Risk Sharing Asset	$43.18M+27.4%	$33.88M—	$0—	——
Risk sharing liability	$90K—	——	——	——
MSRs financing liability	$41K-94.5%	$743K-46.6%	$1.39M-47.9%	$2.67M-32.5%
Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number	$12.96M-22.9%	$16.79M-9.2%	$18.51M-4.2%	$19.31M-39.0%
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$19.12+20.7%	$15.84+10.5%	$14.34-5.8%	$15.22+46.1%
Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Aggregate Intrinsic Value	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Weighted Average Exercise Price	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Intrinsic Value	——	——	——	——
Economic risk retention	——	——	——	——
Remainder of Fiscal Year 2024	——	——	——	——

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What are Affirm Holdings, Inc.'s total assets?: Affirm Holdings, Inc. (AFRM) holds $13.1B in total assets, up 25.9% year over year.
How much debt does Affirm Holdings, Inc. have?: Affirm Holdings, Inc. carries $9.3B in total debt against $3.8B of shareholders' equity, a debt-to-equity ratio of 2.47.
How much cash does Affirm Holdings, Inc. have?: Affirm Holdings, Inc. holds $2.5B in cash and equivalents.
Where does Affirm Holdings, Inc.'s balance sheet data come from?: Every line is extracted from Affirm Holdings, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.